Credit cards
Nordea Credit | Nordea Gold | Stockmann MC | Finnair Plus MC | TUOHI MC | |
Credit limit | 1.000-
5.000 e | 1.500-
10.000 e | 1 500-
10.000 e | 2.000-
10.000 e | 2.000-
10.000 e |
Interest | 3 kk euribor
+ 10,5 % | 3 kk euribor
+ 9,5 % | 3 kk euribor
+ 12,5 % | 3 kk euribor
+ 11,5 % | 3 kk euribor
+ 14,0 % |
Annual/monthly fee | EUR 2.50 per month Can be added to the package (EUR 0) | EUR 2.50 per month Can be added to the package (EUR 0) | EUR 0.00 per year
Tariff | EUR 60.00 per year
Tariff | EUR 0.00 per year
Tariff |
Interest-free payment period | Average
30 days | Average
30 days | Average
30 days | Average
30 days | Average
30 days |
Instalment-free months | 2 months per year,
not successive | 2 months per year,
not successive | 2 months per year,
not successive | 2 months per year,
not successive | 2 months per year,
not successive |
Select the due date | Yes | Yes | Yes | Yes | Yes |
The fee related account maintenance | EUR 4.50 per month if there is outstanding credit balance | EUR 4.50 per month if there is outstanding credit balance | EUR 4.00 per month if there is outstanding credit balance | No | 5.00 euros per month when the account has an outstanding credit balance or transactions
|
Purchases and cash withdrawals from a bank account in Finland and abroad | Yes, if credit/debit combination card | Yes, if credit/debit combination card | Yes, if credit/debit combination card | Yes, if credit/debit combination card | No |
Spending limit for a parallel card | Yes | Yes | Yes | Yes | Yes |
Contactless payment | Yes (with the combination card’s debit facility) | Yes (with the combination card’s debit facility) | Yes (with the card’s credit facility) | Yes (with the card’s credit facility) | Yes |
Own digital photo or a gallery photo to the card | Yes | Yes | No | No | No |
Cooperation partners' loyal customer bonus | Yes (You can include Plussa feature to your card) | Yes (You can include Plussa feature to your card) | Yes | Yes | No |
Nordea's Netbank services, incl. card transaction monitoring | Yes | Yes | Yes | Yes | Yes |
Secure online payment | Mastercard Identity Check | Mastercard Identity Check | Mastercard Identity Check | Mastercard Identity
| Mastercard Identity Check |
Product Safety Insurance | Yes | Yes | No | No | No
PriceGuard Insurance and changing extra benefits |
Travel Insurance and for trips abroad and Emergency Services | No | Yes, when no less than 75% of the total travelling and accommodation costs have been paid with the card´s credit facility | No | Yes, travel insurance for trips abroad and cash withdrawal insurance when the trip has been paid with the credit facility in full
| No |
Annual percentage rate of charge, incl. costs
* | 17,9 % (Package Customer) 06/2019 | 16,7 %
06/2019 | 24,4 % 06/2019 | 24,9% (06/2019) | 27,9 % (06/2019) |
*The calculation is based on a credit of EUR 1,500 in use and the 3-month Euribor and it includes the fee related account maintenance, if any, and the annual fee for the principal card, if any.