Compare cards

Credit cards

Nordea CreditNordea GoldStockmann MCFinnair Plus MCTUOHI MC
Credit limit
1.000-
5.000 e
1.500-
10.000 e
1 500-
10.000 e
2.000-
10.000 e
2.000-
10.000 e
Interest
3 kk euribor
+ 10,5 %
3 kk euribor
+ 9,5 %
3 kk euribor
+ 12,5 %
3 kk euribor
+ 11,5 %
3 kk euribor
+ 14,0 %
Annual/monthly fee

EUR 2.50  per month

Can be added to the package (EUR 0)

EUR 2.50 per month

Can be added to the package (EUR 0)

EUR 0.00 per year
Tariff
EUR 60.00 per year
Tariff
EUR 0.00 per year
Tariff
Interest-free payment periodAverage
30 days 
Average
30 days 
Average
30 days 
Average
30 days 
Average
30 days 
Instalment-free months
2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
Select the due dateYesYesYesYesYes
The fee related account maintenanceEUR 4.50 per month if there is outstanding credit balanceEUR 4.50 per month if there is outstanding credit balanceEUR 4.00 per month if there is outstanding credit balanceNo5.00 euros per month when the account has an outstanding credit balance or transactions 
Purchases and cash withdrawals from a bank account in Finland and abroadYes, if credit/debit combination cardYes, if credit/debit combination cardYes, if credit/debit combination cardYes, if credit/debit combination cardNo
Spending limit for a parallel cardYesYesYesYesYes
Contactless payment
Yes (with the combination card’s debit facility)Yes (with the combination card’s debit facility)Yes (with the card’s credit facility)Yes (with the card’s credit facility)Yes
Own digital photo or a gallery photo to the cardYesYesNoNoNo
Cooperation partners' loyal customer bonus

Yes

(You can include Plussa feature to your card)

Yes

(You can include Plussa feature to your card)

YesYesNo
Nordea's Netbank services, incl. card transaction monitoringYesYesYesYesYes
Secure online paymentMastercard Identity CheckMastercard Identity CheckMastercard Identity Check

Mastercard Identity
Check

Mastercard Identity Check
Product Safety InsuranceYesYesNoNo

No

PriceGuard Insurance and changing extra benefits 

Travel Insurance and for trips abroad and Emergency Services

No  Yes, when no less than 75% of the total travelling and accommodation costs have been paid with the card´s credit facility NoYes, travel insurance for trips abroad and cash withdrawal insurance when the trip has been paid with the credit facility in full
No
Annual percentage rate of charge, incl. costs
*

17,9 % (Package Customer)

06/2019

16,7 %
(Package Customer)

06/2019

24,4 %

06/2019

24,9% (06/2019)27,9 % (06/2019)

*The calculation is based on a credit of EUR 1,500 in use and the 3-month Euribor and it includes the fee related account maintenance, if any, and the annual fee for the principal card, if any. 

Debit cards

Cards with which you pay for your purchases at once (bank account)
Nordea DebitNordea Electron
Monthly fee
The monthly fee is included in the prices of the Basic and Mobile Plus packages.
The monthly fee is included in the prices of the Basic and Mobile Plus packages.
Own digital photo or a gallery photoYesYes 
Safe online payment serviceYes,
Visa Secure
Yes,
Visa Secure
Payments from bank account also when abroadYesYes
Cash withdrawals from bank account also when abroadYesYes
Daily withdrawal and payment limits

Withdrawal limits for cash withdrawals in Finland and abroad.

Payment limits for purchases in Finland and abroad.

Withdrawal limits for cash withdrawals in Finland and abroad.

Payment limits for purchases in Finland and abroad.

Cooperation partners' loyal customer bonus

Yes

(Optional Plussa feature)

Yes

(Optional Plussa feature)

Contactless Payment
YesYes
Card to minorsYes, to a 6 year-old or older Yes
Netbank servicesYesYes