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Credit cards

Nordea GoldNordea PremiumStockmann MCTUOHI MC
Credit limit
1.500–10.000 €5.000–20.000 €1.500–10.000 €2.000–10.000 €
Interest
3-month Euribor
+ 9,5 %

3-month Euribor + 7,5 %

3-month Euribor
+ 12,5 %
3-month Euribor
+ 14,0 %
Annual/monthly fee2,50 € per month Can be added to the package (0 €)90 € per year0 € per year0 € per year
Interest-free payment periodAverage 30 daysAverage 30 daysAverage 30 daysAverage 30 days
Instalment-free months
2 months per year, not successive2 months per year, not successive2 months per year, not successive2 months per year, not successive
Select the due dateYesYesYesYes
The fee related account maintenance4,50 € per month if there is outstanding credit balance4,50 € per month if there is outstanding credit balance4 € per month if there is outstanding credit balance5 € per month when the account has an outstanding credit balance or transactions
Purchases and cash withdrawals from a bank account in Finland and abroadYes, if credit/debit combination cardYes, if credit/debit combination cardYes, if credit/debit combination cardNo
Spending limit for a parallel cardYesYesYesYes
Contactless payment
Yes (with the combination card’s debit facility)Yes (with the combination card's debit facility)Yes (with the card’s credit facility)Yes
Cooperation partners' loyal customer bonusYes (You can include Plussa feature to your card)Yes (You can include Plussa feature to your card)YesNo
Nordea's Netbank services, incl. card transaction monitoringYesYesYesYes
Secure online paymentMastercard Identity CheckMastercard Identity CheckMastercard Identity CheckMastercard Identity Check
Product Safety InsuranceYesYesNoNo
PriceGuard Insurance and changing extra benefits
Travel Insurance and for trips abroad and Emergency ServicesYes, when no less than 75 % of the total travelling and accommodation costs have been paid with the card's credit facility Yes, when no less than 75 % of the total travelling and accommodation costs have been paid with the card's credit facilityNoNo
Priority Pass lounge benefitNoYesNoNo
Annual percentage rate of charge, incl. costs*

21,69 % (12/2023)

32,13 % (12/2023)24,4 % (01/2024)27,9 % (01/2024)

*The calculation is based on a credit of EUR 1,500 in use and the 3-month Euribor and it includes the fee related account maintenance, if any, and the annual fee for the principal card, if any. 

Debit cards

A card that you use to pay for your purchases at once (bank account)
Nordea Debit
Monthly fee
The monthly fee is included in the prices of the Basic and Mobile Plus packages.
Safe online payment serviceYes,
Visa Secure
Payments from bank account also when abroadYes
Cash withdrawals from bank account also when abroadYes
Daily withdrawal and payment limits

Withdrawal limits for cash withdrawals in Finland and abroad.

Payment limits for purchases in Finland and abroad.

Cooperation partners' loyal customer bonus

Yes

(Optional Plussa feature)

Contactless Payment
Yes
Card to minorsYes, to a 6 year-old or older 
Netbank servicesYes