Stockmann Mastercard

As a holder of Stockmann Mastercard, you are entitled to all MyStockmann loyalty programme benefits and get to enjoy the advantages of card payments. 

Upon the opening of Stockmann Mastercard credit, you will be awarded 50 MyStockmann points. For each purchase made at Stockmann, you will earn one point for one euro and get a discount of 0.5% when you pay your purchase with Stockmann Mastercard. 

Moreover, when you use your Stockmann Mastercard credit at Stockmann or elsewhere, you will earn 5 extra points per month.

• The credit limit is 1,500–10,000 euros. 
• The interest rate on the credit is the 3-month Euribor + 12.5%.
  
• Get an interest-free repayment period of 30 days on average for all purchases made with your credit card. 
  
• You are entitled to two instalment-free months in a calendar year. 
  
• No opening fee or annual fee is charged for Stockmann Mastercard.

You can apply for a card if you are a MyStockmann member. Sign up for the MyStockmann loyalty programme at stockmann.com/mystockmann. 

To qualify for the card, you need to have 

• regular income 
• a good payment history 
• a clean credit record. 

You can also apply for a card with joint repayment liability with a family member aged 18 or older who resides in the same household. Parallel cards are available for family members aged 15 or older.

With the contactless payment feature you can pay your purchases of less than 50 euros securely, without having to touch the payment terminal. 

You can also pay your purchases exceeding 50 euros without touching the payment terminal if you attach a mobile payment app to your card and pay the purchases by holding your smartphone or smartwatch close to the payment terminal. 

You can withdraw cash all over the world at ATMs carrying the Mastercard logo. 

When your card has the debit feature, you can pay for purchases and withdraw cash directly from your bank account in Finland and worldwide.

You can pay your purchases in instalments and transfer cash from the credit facility to your bank account. 

Your credit card transactions will be included in an invoice that you will receive monthly. You can choose the due date of the invoice and the repayment amount (minimum instalment percentage). You only pay interest on the amount of credit left unpaid after the due date. 

Keep up-to-date with your credit card transactions by using Nordea Mobile or Nordea Netbank. If you don’t have online banking codes from Nordea, you can use the OmaLuotto service (nordearahoitus.fi/omaluotto) to follow your available balance and to transfer cash from the credit facility to your bank account. 

• Parallel cards 
• Netbank
• Netbank access codes
• Nordea Mobile 
• PIN
• Contactless payment feature 
• Smart payment
• Safe use of cards
• OmaLuotto serviceOpens new window