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Time Deposit Account

You always know the interest paid on your Time Deposit Account in advance. We will agree on the deposit interest when you open the account and it will remain fixed for the entire deposit period. If you want to discuss your savings options with our experts, book a meeting.

Benefits for the Time Deposit Account

  • The minimum investment is 500 euros.
  • You always know the interest paid on your Time Deposit Account in advance.
  • You can choose your deposit period starting from one month.
  • When you open the account, we agree on the interest which will remain fixed for the entire deposit period.
  • The interest on the deposit follows market rates.
  • The account is covered by the deposit guarantee scheme.

You might also be interested in our FlexiDeposit Account, which is an easy way to save for unexpected events in your everyday life. The FlexiDeposit Account is a continuous savings account that allows you to access your money whenever you need it.

Deposit interest rate and determination of interest

Interest is determined by the investment period and amount and will be fixed during the entire deposit period.

Calculation of interest

Interest is calculated from the date of deposit until maturity, excluding the maturity date. Interest is calculated for actual calendar days.

Taxation

In Finland, the deposit interest paid on accounts is subject to tax-at-source.

Prices

Other savings account

Interest rate 3%

FlexiDeposit Account

We review the interest paid on FlexiDeposit Accounts once a year. You have instant access to your savings, meaning that a FlexiDeposit Account also works as a cash reserve.

Read more about FlexiDeposit Account

ASP account

When you save at least 10% of the price of your home, we will lend you the rest. You can open an ASP Account if you are between 18 and 44 years of age and planning to buy your first home.

Read more about ASP account

PerkAccount

This account is suitable for regular saving. You can withdraw funds and make credit transfers without restrictions.

Read more about PerkAccount