Start saving monthly the way you want

Below we present our four solutions for getting an easy start to saving monthly. Which solution suits you best?

  1. The quickest and easiest way is to start with our digital investment adviser Nora. You can start with as little as 10 euros a month!
  2. If you need help in building a well-diversified fund portfolio, try our Portfolio Designer!
  3. If you want to pick out all your funds yourself, buy funds and conclude the savings agreements in Nordea Netbank!
  4. If you want our advice, you can book a free meeting with us. Book a meeting!
Fastest way to start!

1. Looking for an easy start?

Nora provides a quick and easy start to fund saving. You can get started with as little as 10 euros a month and become a fund saver within minutes.

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2. Need help in building a portfolio?

Our Portfolio Designer tool helps you get started quickly and builds you a well-diversified fund portfolio based on your selected investment profile. You can start saving regularly in funds with as little as 10 euros.

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4. Need advice?

You can book a meeting with us. In the meeting, we will prepare you a personal plan for saving together with you. The meeting does not commit you to anything, and our advice is free of charge.

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3 reasons to start monthly saving today

You don’t need to have a large amount of money to invest – the most important thing is to start monthly saving today. Here are 3 reasons why.

  1. You can limit the impact of inflation on your savings by saving in a fund each month. This way, your money will have a chance to grow instead of being eroded by inflation.
  2. Monthly saving in a fund helps you make the most of compound interest. You can receive a return not only on your original investment but also on the return paid on it, i.e. you will be paid an interest on the interest you have received.
  3. By saving each month over a longer period of time, you can benefit from times when the markets are falling since you are able to buy more units in a fund with your monthly contribution.

Book an appointment with us for a free-of-charge investment meeting to get a personalised long-term monthly savings plan or get started with saving in just a few minutes with the help of our digital investment adviser Nora.

Tips for regular monthly saving

  • The main thing is to start saving!
  • You can get started with just 10 euros a month. Start small and increase your monthly contribution later if you like.
  • If life throws something unexpected your way, you always have the freedom to adjust your monthly savings plan. You can take your money out of the fund by requesting to sell your fund units or you can change the amount you invest monthly.
  • Remember to think long-term. You’ll make the most of compound interest when you continue to save each month for several years.
  • Keep calm even when the markets fluctuate – as a monthly saver, you can actually benefit from market volatility.

See how your savings can grow

If you can spare even 10 euros a month after your essential expenses, you can start saving monthly in a fund. With regular saving, your capital will keep growing and you can reap the benefits of compounding.

Compounding is a phenomenon that illustrates how you can earn substantial returns over time even if you save little by little. When you save regularly and gradually grow your investments, your earnings will compound, and the effect of compounding will only grow bigger over time. And time is a saver’s best friend. 

See the example below to get an idea of what kind of amounts you could aim for if you save 10 euros a month. 

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We at Nordea have calculated that the blue area reflects 90% of all investments, but variation may be high. The calculation does not take into account any taxes or other costs. Past performance is no guarantee of future results. The value of fund investments may rise or fall depending on the market events, so you may end up with a smaller amount than you originally invested.

Start saving monthly with 10 euros

If you can spare even 10 euros a month after your essential expenses, you can start saving monthly in a fund. According to our calculations, a regular investment of 10 euros per month in global equity funds for 20 years, you would have invested 2 400 euros and yous savings could have generated a return double your initial investment.

And although past or predicted performance is no guarantee of future results, this example does give you an idea of what kind of amounts you could aim for if you save 10 euros a month. 

If you could put aside a small part of the money you spend in your daily life, you could end up saving a nice nest egg over the years. 

  • As it turns out, 10 euros isn’t such a small sum if you save it regularly year after year. And that 10 euros is all you need to start regular monthly saving with Nordea. The main thing is to get started!
  • After you’re off to a good start, you can consider raising your monthly savings amount to accumulate your savings faster.
  • Remember to think long-term. You’ll make the most of compound interest when you continue to save each month for many years.
  • Our savings calculator helps you understand how different sums and periods could grow your wealth over time. Try our compound interest calculator!

Frequently asked questions about monthly saving

Start monthly saving right away

Try our digital savings advisor Nora if you want to start saving quickly and conveniently. It will only take 5–7 minutes.

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Do you want advice from our experts?

If you want to discuss monthly saving with our advisors, book an online meeting.

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Important information about investing

The information provided on this website is intended for general product information only and does not constitute investment advice or recommendations. When it comes to funds or equities, past performance is not a guarantee of future results. The value of fund units or equities may increase or decrease due to market movements, and it is not certain that you will get back the entire amount you invested.