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Sustainable saving and investing

When you invest and save sustainably, you can also make a difference in other matters besides your own finances. For instance, if the environment, the human rights or the improvement of working conditions are important values for you, you may want to consider them while choosing your investments.

Read more about our Stars funds

What do sustainable investment and ESG mean?

The abbreviation ‘ESG’ is often used in connection with sustainability matters and sustainable investments. It stands for environmental, social and governance.

These refer to concerns related to environmental and social responsibilities as well as good governance. In the corporate world, sustainability is reflected in business models, which indicate how companies' products and services support sustainable development. Sustainability is also part of corporate risk management – how companies minimise negative impacts in their own operations.

Sustainable investment means considering the aforementioned ESG factors in investing.

Make a difference with your decisions by investing sustainably

When you make sustainable investments, sustainable companies obtain additional funding and other companies feel increased pressure to change their ways.  When making investment decisions, you should pay attention not only to the financial figures but also to how companies manage ESG:

  • Do they consider the environment in their operations and do they pollute?
  • Do they ensure their employees’ safety and well-being?
  • Do they comply with international agreements?

Sustainable products are competitive

Sustainable investment, too, aims to be profitable. Several studies have indicated that the long-term return on sustainable investments is not any weaker than the return on other investments.

Similarly, sustainable investment is no more expensive than traditional investment.

Make a sustainable choice – choose your alternative from among our most sustainable products

As the largest bank in the Nordic countries, Nordea has gained vast experience in sustainable investment. For instance, the sustainable investment process followed in Nordea funds has been rewarded as the best in Europe many times in recent years.

Sustainable Selection is a product family that contains our most sustainable savings and investment products. They emphasise sustainability but also aim to meet all our other product criteria and requirements related to factors such as risk, return and costs.

How do you want to invest?

Choose the products from our Sustainable Selection that interest you the most:

Forerunners in sustainability

Do you want to invest in companies that outperform their rivals in sustainability?

Nordea Stars Funds

The Stars Funds invest in companies that excel in their sector in terms of both sustainable development and the financial factors.  In these funds, a sustainability analysis is an integral part of the selection criteria of investments. Based on the analysis, the Nordea Stars Funds invest in selected companies that have efficient risk management and take the risks and opportunities related to the environment, human rights, working conditions and business ethics into account in their operations in an excellent manner. 

An active dialogue is conducted with the companies in which investments are made in order to encourage the companies to develop their operations in an increasingly sustainable direction.  

Our selection contains different kinds of Stars Funds, so you will certainly find the one that suits you, whether you are more interested in equity investments or fixed-income investments with lower risks.

Read more about the Stars funds

Smaller carbon footprint
All at once

Do you want to invest in companies that outperform their rivals in sustainability?

Nordea Stars Funds

The Stars Funds invest in companies that excel in their sector in terms of both sustainable development and the financial factors.  In these funds, a sustainability analysis is an integral part of the selection criteria of investments. Based on the analysis, the Nordea Stars Funds invest in selected companies that have efficient risk management and take the risks and opportunities related to the environment, human rights, working conditions and business ethics into account in their operations in an excellent manner. 

An active dialogue is conducted with the companies in which investments are made in order to encourage the companies to develop their operations in an increasingly sustainable direction.  

Our selection contains different kinds of Stars Funds, so you will certainly find the one that suits you, whether you are more interested in equity investments or fixed-income investments with lower risks.

Read more about the Stars funds

Are you interested in companies whose carbon footprint is smaller than that of their competitors?

Nordea Sustainable Equities Global

  • The fund invests in global equity markets.
  • The portfolio managers seek to exclude companies that manage ESG-related risks and opportunities poorly.
  • The fund targets a carbon footprint that is 25% smaller than in the benchmark index.
  • The fund seeks index return and thus mainly invests in companies included in the benchmark index. 

Nordea Global Stars Fund 

  • The fund invests globally in companies whose fundamentals are excellent and that excel at sustainability matters. 
  • The fund engages in active dialogue with the companies it invests in. 
  • The fund contains equities of 50–60 companies from several different sectors.
  • The carbon intensity of the fund is only 18% of that of the benchmark index.

Read more about the Stars funds

Do you prefer a turnkey solution that combines a variety of sustainability considerations?

Sustainable balanced funds

  • Sustainable balanced funds invest in fixed-income and equity markets through Nordea's sustainable funds.
  • Combine the various sustainability approaches: environmental matters as well as social and governance factors.
  • The allocation of your equity and fixed-income investments will remain the same despite the market fluctuations.
  • A team of experienced portfolio managers manage your investments.
  • There are three alternatives depending on your investor profile: prudent, balance-seeking and bold.

Read more about Sustainable balanced funds (in Finnish)

Nordea Globe Baskets

  • Investment baskets which can be attached to endowment insurance policies and redemption contracts.
  • Seek to impact the environment and society positively and to promote governance in the business community.
  • In addition to Nordea funds, the portfolio managers also use funds they pick carefully from among our cooperation partners’ funds.
  • Nordea Globe Baskets come with five different investment profiles, from which you can choose the alternative that best suits your investment targets and risk tolerance.

Read more about Nordea Globe Baskets (in Finnish)

Stars funds

We use sustainability criteria to select companies for our Stars funds, as part of our ambition to deliver stable returns with responsibility in the long term.

Read more about our Stars funds

Sustainable balanced funds

Save in funds where sustainability matters. Choose a fund from our new Sustainable Selection that suits you best.

Read more about Sustainable balanced funds

ESG and Nordea’s investment process

By combining financial performance with responsibility, we strive to offer clients responsible solutions. We believe that we can add value for our clients by actively considering environmental, social and governance issues (ESG) in our analysis and investment decisions – particularly through our investment research, asset allocation and performance monitoring. 

We recognise that integrating ESG issues forms part of our fiduciary duty to clients and beneficiaries, ensuring that their portfolios are managed in a way that systematically assesses drivers of risk and return over the long term. 

Invest for sustainable future

We use sustainability criteria to select companies for our Stars funds as part of our ambition to deliver stable returns with responsibility in the long term.

Read more about our Stars funds

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