1. Answer a few simple questions

• Answer a few questions about your financial situation, the return you expect, your attitude to risk and your investment horizon. 
• If you need assistance, Nora will help you through out the way. If necessary, you may contact us via chat or by phone.

2. Get a personal recommendation

• Based on your answers, our digital savings advisor Nora gives you a recommendation that fits your needs. 
• Nora recommends a total of four funds with different risk levels. 
• The funds invest in both stocks and fixed income products, and their weights are in line with each risk level.

3. Make a one-time investment or start regular monthly saving

• You can make a one-time investment or start automatic monthly saving. You can also select both options. 
• Once you've made your investment decision, we will open a new fund portfolio for your fund units. 

4. Lean back and relax while we look after your savings

• The weights of equities and fixed income products are adjusted automatically in the Nora funds to suit your investment profile, which means you can lean back and relax while we take care of your investment.
• You can monitor your savings in Mobile Bank or in Netbank.
• You can redeem your investment at any time or invest further - but it can take up to 8 business days before the money is in your account.

The cost is a percentage of the total investment amount and determined by the product we recommend to you. Read more about the costs and funds Nora recommendsOpens new window.

Please remember that past performance is not a guarantee of future results. The value of fund units or equities may increase or decrease due to market movements, and it is not certain that you will get back the entire amount you invested.