A flexible housing loan is always designed to fit your needs. As our housing loan customer, you also get FlexiPayment free of charge, long-term loan period and free daily banking services.
| Itemisation | Price |
|---|---|
| Arrangement fee * | 0,4 %; 300 € minimum
|
| Arrangement fee, Check-in Customer * | 200 €
|
| Arrangement fee on the loan amount of a loan guaranteed by Takuusäätiö (Guarantee Foundation) | 2,00 %
|
Increased arrangement fee when a loan is secured by a third-party pledge or a guarantee
| 100,00 € |
| Partial drawdown | 30,00 € |
| Automatic debiting of a loan payment / per withdraw | 2,30 € |
| FlexiPayment for a housing loan. Including in FlexiPayment to an existing housing loan always requires automatic debiting of loan payments, which is subject to a fee in accordance with the bank's tariff. | 0,00 € |
| Advance notice of loan debiting by letter or through Netbank | 0,00 € |
| Loan payment, paper invoice | 6,00 € |
| Payment reminder to borrower, guarantor or third-party pledger (per reminder) | 5,00 € |
Change in repayment schedule | 200,00 €
|
| Change of the due date or loan servicing account (Minor change of the repayment schedule) | 40,00 € |
| Change of debtor or one of the debtors assumes liability for the loan alone** | 200,00 € |
| Change of the applied interest or margin | 200,00 € |
| Obtaining a guarantor’s or pledge owner’s consent to amend the loan terms, such as the repayment schedule or reference rate | 35,00 € |
| Transfer of a loan to another bank upon customer’s request. Charged to the receiving bank** | 120,00 € |
| Changing from electronic advance notifications, loan itemisations and invoices to printed ones (change to an earlier agreement on Netbank use) | 25,00 € |
| When a credit document is sent to another bank for getting a guarantee or a signature, the debtor is charged, per sending. Does not apply to loans intermediated from government funds. | 30,00 € |
| Certificates requested by the customer stating the amount of debt and paid interest (incl. postage) | 10,00 € |
| *) Arrangement fee is charged in connection with the first drawdown and with a raise or renewal of a loan.
| |
| **) Does not apply to loans intermediated from government funds.
|
Personal customer´s foreign currency credits
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