Benefits of mobile payments

Mobile payments are a secure means of payment that is always at your fingertips.

Carry your card on your phone

  • Leave your plastic card at home and pay with your phone or other smart device wherever you are – in stores, restaurants or public transportation.
  • Mobile payments work abroad as well. All you need to do is to set the right geographical restriction for your card in Nordea Mobile or Netbank.

Easy and convenient payment

  • You can make contactless payments exceeding 50 euros with your smartphone.
  • Online shopping is quicker when you use mobile payment. You only need to enter your payment details in the app once.

Secure way to pay

  • The number of your payment card is never saved to your phone or smart device and it is not disclosed to the merchant during the payment transaction. A virtual version of your card is created in the payment app and its information is kept secure.
  • You can confirm payments with Touch ID, Face ID or your PIN, depending on your device.
  • If your phone is lost, you can block your virtual card and continue to use the physical card normally.

What are mobile payments?

To make mobile payments, all you need to do is add your payment card to a mobile payment app and use a smart device – your phone or a wearable like a watch, ring or keyfob – to pay.

The different forms of mobile payment are:

  1. Paying at checkouts with a phone, watch, ring or keyfob.
  2. Paying online with your phone’s payment app
  3. Transferring cash using the recipient’s phone number

Payment apps in smartwatches and other wearables

You can add your Nordea payment card to smartwatches, jewellery and keyfobs that enable contactless payments. Check out the different alternatives:

Paying with a watch
Paying with a wearable or keyfob

Frequently asked questions