Tips on using your card abroad

Looking to travel? Before you leave Finland, it’s always a good idea to check that your card has the appropriate security limits and that it works in the country you are travelling to. This way you should have no problems with paying and withdrawing money abroad. Read our tips for managing your card before and during travel.

Use a credit card to book your trip

Get extra cover for your trip by booking it with a credit card

We recommend you pay for your travels with a credit card as it provides cover for your trip.

All Nordea credit cards include protection against the travel provider’s breach of contract as laid down in the Finnish Consumer Protection Act. You can seek refund if you have paid for your trip with your credit card and the travel agency or airline goes bankrupt, for example.

Credit card international travel insurance

Did you know that our most popular card Nordea Gold comes with comprehensive international travel insurance? It covers you against illness, accidents, lost or damaged luggage, cancellations and more. The international travel insurance policy is valid on leisure trips abroad when you have paid at least 75% of your total travel and accommodation costs with your Nordea Gold card’s credit facility.

International travel insurance is also included in our Nordea Premium, Finnair Plus Mastercard, Nordea Platinum and Nordea Black cards.

Read more about travel insurance

A credit card also comes in handy during your trip

In addition to providing insurance cover, a credit card can be useful to have in many other situations. For instance, many hotels and car rental companies require a credit card for bookings. 

If you don’t yet have a credit card, you can order one easily online.

Make sure you have enough credit
Remember to check the geographical restrictions and security limits on your card
Download our mobile banking app
Set up mobile payments
Use and store your card correctly
Don’t forget cash

If you lose your card when travelling

If your card is lost or stolen or your card information is obtained by criminals:

  1. Block your card temporarily or permanently in Nordea Netbank or Nordea Mobile. You can also block your card by calling our card blocking service on +358 20 333Opens new window.
  2. If your card has been used fraudulently: Raise a transaction dispute and you might be able to get your money back.

If something goes wrong when you’re travelling

Nordea Gold provides you with comprehensive travel insurance for trips abroad when you pay at least 75% of your total travel and accommodation costs with the credit facility of your card.

International travel insurance is also included in our Nordea Premium, Finnair Plus Mastercard, Nordea Platinum and Nordea Black cards.

Frequently asked questions