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Consumer credit

Dreaming of a new car, a bathroom renovation or decorating a new home office? Nordea’s consumer credit can help you realise tomorrow’s dreams today. You can apply for secured consumer credit or unsecured FlexiCredit. Find the consumer credit that meets your needs and realise your dreams.

What is consumer credit?

  • Nordea’s consumer credit is a loan that is granted to customers to cover their consumer needs. You can apply for credit to decorate your home, buy a new car or pay for an upcoming trip, to name a few examples.
  • You can apply for secured or unsecured consumer credit.
  • Nordea’s unsecured consumer credit is called FlexiCredit. You can get FlexiCredit from 2,000 euros up to 50,000 euros without having to provide any security. The loan period is 1–5.5 years. You can apply for FlexiCredit directly online using your Nordea access codes, and you will get a credit decision quickly. If you are not yet a Nordea customer, you can also submit the application using the online banking codes of other banks.
  • Nordea’s secured consumer credit is suitable for financing purchases of more than 15,000 euros if you can provide security. The loan period may be 20 years at maximum. Apply for secured consumer credit by calling Nordea Customer Service.

Why take out consumer credit from Nordea?


The credit amount can be from 2,000 euros up to 50,000 euros, so it suits both small and larger purchases.

Read more about FlexiCredit

Home decoration loan

If you want to have a slim TV or a more dainty sofa, upgrade your home with FlexiCredit.

Read more about home decoration loan

Car loan

If you have been stricken with car fever, apply for FlexiCredit that suits your needs and go to the car dealer!

Read more about car loan

Renovation loan

Does your shop need a facelift or your home an upgrade? You can start by applying for FlexiCredit that suits your needs.

Read more about renovation loan

Holiday home loan

Dreaming of a relaxing summer holiday in peace and quiet? Only the holiday home is missing. Apply for a loan that will suit your needs and buy a holiday home you like.

Read more about holiday home loan

Travel loan

The world is full of new experiences to bring home. When you want to travel, apply for a suitable FlexiCredit.

Read more about travel loan

Garden loan

When the barbecue season is approaching, you need more colour to your garden or your lawnmower stops working, FlexiCredit is there to help you.

Read more about garden loan

Boat loan

Head for FlexiCredit if you are buying a new boat or trading it for a better one.

Read more about boat loan

Rent security loan

You can apply for Nordea FlexiCredit as a loan for paying a rent security deposit.

Read more about rent security loan

Secured consumer credit

If you have available collateral, a secured consumer credit is an affordable alternative for larger purchases. You can use your home, holiday home or other assets as security.

Read more about secured consumer credit

Information on consumer credit

Apply for FlexiCredit online

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