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Consumer credit – we offer loans for all needs!

Dreaming of a new car, a holiday in a warm place or renovating your home? Nordea’s consumer credit can help you realise tomorrow’s dreams today. You can apply for unsecured FlexiCredit or secured consumer credit. Let’s find the best consumer loan for you together!

Need a new consumer loan or want to transfer your current debts to Nordea?

If you need a new consumer loan, you can choose either unsecured consumer credit or a secured bank loan. You can also transfer your consumer credit from other financing companies to Nordea with our easy-to-use debt consolidation service!

Unsecured FlexiCredit

You can get unsecured consumer credit from 2,000 euros up to 50,000 euros. FlexiCredit is a one-off loan which you can raise later, if needed.

Read more about FlexiCredit

Secured consumer credit

If you have assets to provide as security, secured consumer credit is an affordable alternative for purchases of more than 15,000 euros. You can use your home, holiday home or other assets as security.

Read more and apply for secured consumer credit

Make the smart move – choose our debt consolidation service

Nordea’s debt consolidation service is an easy way of collecting all of your credit and instalment debt from other providers under one loan with your own bank. Credit at a more sensible price from your own bank.

Read more and make the smart move

Do the sensible thing and apply for consumer credit from Nordea

  • With consumer credit and a repayment schedule tailored to your finances, you can realise your dreams and have more flexibility in your day-to-day spending. Consumer credit can be adjusted flexibly to your circumstances.
  • We offer unsecured consumer credit at a competitive interest rate and with transparent pricing. You will get a credit decision quickly!
  • Our consumer credit calculator is a convenient tool for planning the amount and repayment schedule of your consumer credit.
  • We offer many flexible features for credit cards and consumer credit. Read about how Nordea’s credit cards and consumer loans give you flexibility when your finances are stretched. Add flexibility to credit cards and consumer credit - Page data
  • You can apply for a consumer loan directly online using your Nordea online access codes. Tip! Not yet Nordea’s customer? Our Become a customer online service is an easy and convenient way to sign up as our customer without having to visit a branch.

What is consumer credit?

  • Nordea’s consumer credit is a loan that is granted to customers to cover their consumer needs. You can apply for credit to decorate your home, buy a new car or pay for an upcoming trip, to name a few examples.
  • You can apply for secured or unsecured consumer credit.
  • Nordea’s unsecured consumer credit is called FlexiCredit. You can get FlexiCredit from 2,000 euros up to 50,000 euros without having to provide any security. The loan period is 1–5.5 years. You can apply for FlexiCredit directly online using your Nordea access codes, and you will get a credit decision quickly. If you are not yet a Nordea customer, you can also submit the application using the online banking codes of other banks.
  • Nordea’s secured consumer credit is suitable for financing purchases of more than 15,000 euros if you can provide security. The loan period may be 20 years at maximum. Apply for secured consumer credit by calling Nordea Customer Service.

Apply for FlexiCredit online

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Consumer credit for various needs

Car loan

If you have been stricken with car fever, apply for FlexiCredit that suits your needs and go to the car dealer!

Read more about car loan

Travel loan

The world is full of new experiences to bring home. When you want to travel, apply for a suitable FlexiCredit.

Read more about travel loan

Renovation loan

Does your shop need a facelift or your home an upgrade? You can start by applying for FlexiCredit that suits your needs.

Read more about renovation loan

Rent security loan

You can apply for Nordea FlexiCredit as a loan for paying a rent security deposit.

Read more about rent security loan

Home decoration loan

If you want to have a slim TV or a more dainty sofa, upgrade your home with FlexiCredit.

Read more about home decoration loan

Holiday home loan

Dreaming of a relaxing summer holiday in peace and quiet? Only the holiday home is missing. Apply for a loan that will suit your needs and buy a holiday home you like.

Read more about holiday home loan

Garden loan

When the barbecue season is approaching, you need more colour to your garden or your lawnmower stops working, FlexiCredit is there to help you.

Read more about garden loan

Boat loan

Head for FlexiCredit if you are buying a new boat or trading it for a better one.

Read more about boat loan

Information on consumer credit

Apply for FlexiCredit online

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