Finnair Plus Mastercard

The best travel companion for a Finnair Plus member You earn two Finnair Plus points for every euro you spend when you pay with your Finnair Plus Mastercard’s credit facility. In addition to being accepted worldwide, it offers you a convenient repayment period, reserve fund and insurance cover.

Finnair Plus Mastercard for Finnair Plus members

Finnair Plus Mastercard is the number one card for Finnair Plus members. You can earn two Finnair Plus points for every euro you spend when you pay with your card’s charge and credit facilities.

The annual percentage rate

Finnair Plus MasterCard – points and security

You earn two Finnair Plus points for every euro you spend when you pay with your card’s charge and credit facilities.

Travel insurance is valid when you pay your trip abroad entirely with your card’s charge or credit facility.

Cash withdrawal cover compensates cash funds withdrawn from the credit account up to 850 euros if they are stolen from you within 24 hours of the withdrawal.

Finnair Plus Mastercard in brief

  • The credit amount is 2,000–10,000 euros. 
  • The interest rate is the 3-month Euribor + 11.5%.
  • An annual fee of 60 euros is charged for the principal card. 
  • Get an interest-free repayment period of 30 days on average for all purchases made on your credit card.
  • You are entitled to two instalment-free months in a calendar year.

Earn Finnair Plus points

Credit card and aircraft – small

1 euro = 2 points

You earn Finnair Plus points for every purchase you make with the charge and credit facilities and also get an interest-free repayment period for your purchases made on credit. You cannot earn points for invoice payments, credit transfers, cash withdrawals, cash payments and purchases made with your card’s debit feature.

You may also apply for Finnair Plus Mastercard parallel cards for your family members aged 15 or older. All purchases paid with the parallel cards’ credit facility accrue points to the same Finnair Plus account.  

Choose the payment method you prefer


You can choose whether to pay with credit or directly from your bank account. When paying with the credit facility, you will get an interest-free payment period of 30 days on average.

With the contactless payment feature of your Nordea Gold card, you can pay your purchases of less than 50 euros securely, without having to touch the payment terminal. You can also pay your purchases exceeding 50 euros without touching the payment terminal if you attach a mobile payment app to your card. You can start paying with wearables when you have Nordea’s payment or credit card and a smartphone, smartwatch or some other smart device.

If you activate the Nordea Wallet mobile app, keeping track of your card transactions and spending will be easy.

Credit interest

Credit interest

Finnair Plus Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.6% and the price of credit is 1,687 euros, when the nominal interest is the 3-month Euribor (February 2021) + 11.5% and the annual fee for the principal card of 60 euros and the monthly paper invoice fee of 3 euros have been taken into account. Finnair Plus Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Prices
Prices for cards issued before 1 September 2019
Your rights when making payments in Europe

Credit interest

Finnair Plus Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.6% and the price of credit is 1,687 euros, when the nominal interest is the 3-month Euribor (February 2021) + 11.5% and the annual fee for the principal card of 60 euros and the monthly paper invoice fee of 3 euros have been taken into account. Finnair Plus Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Prices after 1.9.2019

Prices for Finnair Plus Mastercard


Annual feePrice
Finnair Plus Mastercard -card60,00 €
Paralell card*0,00 €

Additional servicesPrice
Mastercard queries in Netbank, Mobile Bank and in eService per month0,00 €
Service fee for an express order of Mastercard10,00 €
Transaction query at Otto.ATMs and Nordea's payment ATMs, per query0,00 €
Balance query at an ATM0,60 €
Reorder of card PIN (delivery by post)*  7,00 €

Reorder of card PIN (delivery by sms)*

*Card PIN may be ordered from Nordea branches or by calling Nordea Customer service

0,00 €
Checking card PIN in Netbank0,00 €
Change of credit limit0,00 €
Printed credit card invoice/per invoice3,00 € 
Transfer from credit cardInterest-bearing as of the transfer date
Bill payment from card credit facility at Nordea's payment ATMInterest-bearing as of the payment date
Change or renewal of card during its validity10,00 € 
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control0,00 €
Finder’s fee0,00 €
Confiscation fee for a card used in violation of the card terms and conditions120,00 €

Cash withdrawals in FinlandPrice
Cash withdrawals from bank account in Finland at a branch0,00 €

Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month

Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal

0,00 €

0,60 €

Cash withdrawals from card credit in Finland at ATMs per withdrawalInterest-bearing as of the drawdown date

Cash withdrawals abroadPrice

Cash withdrawals in euros at ATMs from a bank account in the EEA Member States 1–4 withdrawals per month

Cash withdrawals in euros at ATMs in the EEA Member States 5 or more withdrawals per month per withdrawal

0,00 €

0,60 €

Cash withdrawals in euros at ATMs from credit account in the EEA Member States Interest-bearing as of the drawdown date

Cash withdrawals in euros from credit account at branches in the EEA Member States 

Cash withdrawals in euros from bank account in the EEA Member States 

Interest-bearing as of the drawdown date 

2,00 € + 3 %

Cash withdrawals in currencies other than the euro from credit account at branches and/or ATMs in the EEA Member States and outside the EEA

Cash withdrawals in currencies other than the euro from bank account at branches and/or ATMs in the EEA Member States and outside the EEA

Interest-bearing as of the drawdown date 

2,00 € + 3 %

Cash withdrawals from bank account and/or credit account at Nordea’s ATMs in Norway, Sweden and Denmark
0,00 €

Transaction feesHinta

Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro*

2,25 %

*When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction.