Finnair Plus Mastercard

The best travel companion for a Finnair Plus member You earn two Finnair Plus points for every euro you spend when you pay with your Finnair Plus Mastercard’s credit facility. In addition to being accepted worldwide, it offers you a convenient repayment period, reserve fund and insurance cover.

Finnair Plus Mastercard offer between 1 March and 31 March 2021

Finnair Plus Mastercard is the number one card for Finnair Plus members. You can earn two Finnair Plus points for every euro you spend when you pay with your card’s charge and credit facilities. You will also be rewarded with an extra 2,000 points if you open a card between 1 March and 31 March 2021.

The annual percentage rate

Finnair Plus MasterCard – points and security

You earn two Finnair Plus points for every euro you spend when you pay with your card’s charge and credit facilities.

Travel insurance is valid when you pay your trip abroad entirely with your card’s charge or credit facility.

Cash withdrawal cover compensates cash funds withdrawn from the credit account up to 850 euros if they are stolen from you within 24 hours of the withdrawal.

Finnair Plus Mastercard in brief

  • The credit amount is 2,000–10,000 euros. 
  • The interest rate is the 3-month Euribor + 11.5%.
  • An annual fee of 60 euros is charged for the principal card. 
  • Get an interest-free repayment period of 30 days on average for all purchases made on your credit card.
  • You are entitled to two instalment-free months in a calendar year.

How to apply for a card

As a Finnair Plus member, you are entitled to apply for a card. 

Please go to to sign up as a member. To qualify for the card, you need to have 

  • regular income
  • a good payment history
  • a clean credit record. 

You may apply for a card even if you are not a Nordea customer: on Nordea Finance’s online applicationOpens new window or on Finnair’s websiteOpens new window.

Earn Finnair Plus points

Credit card and aircraft – small

1 euro = 2 points

You earn Finnair Plus points for every purchase you make with the charge and credit facilities and also get an interest-free repayment period for your purchases made on credit. You cannot earn points for invoice payments, credit transfers, cash withdrawals, cash payments and purchases made with your card’s debit feature.

You may also apply for Finnair Plus Mastercard parallel cards for your family members aged 15 or older. All purchases paid with the parallel cards’ credit facility accrue points to the same Finnair Plus account.  

Choose the payment method you prefer

You can choose whether to pay with credit or directly from your bank account. When paying with the credit facility, you will get an interest-free payment period of 30 days on average.

With the contactless payment feature of your Nordea Gold card, you can pay your purchases of less than 50 euros securely, without having to touch the payment terminal. You can also pay your purchases exceeding 50 euros without touching the payment terminal if you attach a mobile payment app to your card. You can start paying with wearables when you have Nordea’s payment or credit card and a smartphone, smartwatch or some other smart device.

If you activate the Nordea Wallet mobile app, keeping track of your card transactions and spending will be easy.

Card usage

How do I start using Nordea Wallet?

Nordea Wallet is an app which brings together all purchases made with your Nordea cards. You can start using the app when you have a Nordea card and the Nordea Codes app. You can download Nordea Wallet on the newest iOS and Android phones.

With Nordea Wallet you can easily track your card purchases and see them divided into different categories, such as food and home.

Read more about Nordea Wallet

What does the 30-day interest-free payment period mean in credit cards?

The interest-free payment period is in practice a free loan for at least 30 days.  

Example: buying a vacuum cleaner

The due date of the credit card bill is the 15th of each month and the billing period is from 25 March to 26 April. We recommend that you choose the date on which you receive regular income as the due date to make it easy for you to pay the bill when you have money available. 

1 April You buy a vacuum cleaner.

15 April Due date of the credit card bill, on which you pay the bill for the previous billing period (March).

26 April Billing period changes. Any purchases made after this date will be billed in June.

15 May Due date for purchases made in April, including the vacuum cleaner in this case.

If you had bought the vacuum cleaner on 26 April, you would still pay it on 15 May. If you had bought the vacuum cleaner on 27 April, the due date would be 15 June instead. You can optimise the billing period of your credit card bill and make it as long as possible. You can have an interest-free payment period of as long as 45 days if you buy the vacuum cleaner on 27 April. 

Frequently asked questions about payment and credit cards

Frequently asked questions about payment and credit cards

Credit interest

Credit interest

Finnair Plus Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 24.6% and the price of credit is 1,687 euros, when the nominal interest is the 3-month Euribor (February 2021) + 11.5% and the annual fee for the principal card of 60 euros and the monthly paper invoice fee of 3 euros have been taken into account. Finnair Plus Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 2,000–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Prices for cards issued before 1 September 2019
Your rights when making payments in Europe