Contactless Payment

The highly popular contactless payment will become increasingly useful when the maximum limit for a single payment will rise from 25 euros to 50 euros 12.4.2019. The increased limit is a much-awaited change as more and more cardholders use contactless payment. The contactless payment feature is included in all new and renewed cards issued by Nordea. You can identify the contactless payment feature by the wave symbol on the front side of the card.

Contactless Payment is easy and quick

If the purchase costs less than 50 euros you do not need to insert your card into the payment terminal or key in your PIN - just hold the card close to the payment terminal. Contactless payments can be made at all payment terminals which carry the contactless payment wave symbol and are able to process contactless payments.

Contactless payment allows you to pay for purchases that cost less than 50 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or key in your PIN. Contactless payments can be made at all payment terminals which carry the contactless payment wave symbol and are able to process contactless payments.

You can always use a card featuring contactless payment also in the traditional way - and also for purchases which cost less than 50 euros. Just insert your card into the payment terminal and key in your PIN.

Contactless payments can be made with new Nordea Credit, Gold, Premium, Platinum and Black cards. If you are paying with a combination card (Credit/Debit), contactless payments are always charged from your bank account. If your card is a credit card without the debit feature, contactless payments are charged from the credit facility.

With the credit facility you can make contactless payments with Finnair Plus and Stockmann Mastercards. The purchases are always debited to the credit account, in other words, to the card's credit facility irrespective of whether you have a combination card or a credit card.

Contactless payments with Nordea Electron and Nordea Debit cards

You can make contactless payments that cost less than 50 euros with a Nordea Debit card and with a new Nordea Electron card. The purchases are always debited to your bank account. You can always use a card featuring contactless payment also in the traditional way - and also for small purchases. Just insert your card into the payment terminal and key in your PIN.

With a Nordea Electron card the authorisation hold will be placed on your account as usual.

How do I pay with my contactless card?

When you are paying with your card that allows contactless payment for the first time, insert your card into the payment terminal and key in your PIN. Contactless debit payments are activated with a debit purchase and contactless credit payments with a credit purchase. This will activate the contactless payment feature on your card and you may now pay for small purchases without keying in your PIN.

Contactless payments make shopping easier and ensure that your PIN does not fall into the hands of a third party. You will continue to pay for larger purchases with your card’s PIN. The payment terminals will occasionally ask for your PIN in contactless payments to ensure security.

Turvallinen lähimaksu

Lähimaksaminen sujuvoittaa asiointia sekä takaa, ettei tunnusluku joudu asiattomien haltuun. Isommat ostokset maksetaan edelleen käyttäen korttiin kuuluvaa tunnuslukua. Turvallisuussyistä maksupääte ohjaa ajoittain asettamaan kortin maksupäätteeseen ja näppäilemään tunnusluvun, jotta varmistutaan oikeasta kortinhaltijasta.

Tunnusluku onkin tärkeä säilyttää aina erillään kortista ja muiden henkilöiden ulottumattomissa. Hyvä tapa on valita kortille oma tunnusluku ja käyttää sitä aina muiden katseilta suojassa.