Skip menuLog in to Nordea NetbankLog in to Nordea Business
To Nordea frontpage
  • Personal
  • Business
  • Private Banking
To Nordea frontpage

Log in

Login to the personal customer’s Netbank

Log in to Nordea Netbank

Login to corporate customer’s netbank.

Log in to Nordea Business

Other services

  • Log in to Nordea Netbank
  • Mobile banking app - Nordea Mobile
  • Nordea Investor
  • Log into Omaposti Opens new window
  • My Pages - customer information Opens new window

  • Log in to Corporate Netbank
  • Nordea Corporate (e-Markets)
  • AutoFX Hedging Opens new window
  • Log in to Nordea Business MasterCard online service
  • Nordea Investor
  • Company documents
  • Our pages – customer information Opens new window
  • Nordea Finance Business Opens new window
To Nordea frontpage
  • Personal
  • Business
  • Private Banking
    • Your Life
    • Youth
      • Young people and financial skills – Personal finance basics
      • On the cusp of adulthood
      • Buy your first home early with home saver’s bonus
      • Financial skills help you thrive in life
      • Buying a home
      • — Benefits for first-time home buyers
      • — Switch homes without a hassle
      • — Closing a home deal
      • Energy efficiency and renovations
      • — Energy-efficient renovation
      • — Energy-efficient house renovation
      • What does a home loan cost?
      • Calculate a price range that fits your budget
      • Home buyer’s path
      • Banking services for teens aged 15–17
      • On the cusp of adulthood
      • Check list for newlyweds
      • Support for older customers
      • Bereavement help and advice
      • Bank accounts for children and babies – Open an account for a child
      • Tips for how to look after your child’s money
    • Security
      • Have you been scammed?
      • Different types of scams
      • — Phishing messages
      • — Identity theft
      • — Online marketplace scams
      • — Investment scam
      • Secure banking in everyday life – Read seven tips
      • Use cards safely
      • Data security
      • Fraudcast – Fraud-themed recordings
      • Card complaint
      • Police: File a police report Opens new window
    • Our services
    • Online and mobile services
      • Mobile banking app - Nordea Mobile
      • Nordea ID app
      • Netbank
      • Access codes and verifying your identity
      • Mobile payments
      • — Apple Pay
      • — Google Pay
      • — Samsung Pay
      • — Siirto
      • Insurance self service
      • Nordea access codes for your child
      • Digital support for banking services
      • Support for older customers
      • ATMs
    • Accounts and payments
      • Current account
      • ASP account
      • PerkAccount
      • FlexiDeposit Account
      • Time Deposit Account
      • E-invoice
      • Foreign currency account
      • E-payment
      • Rental security deposit account
      • Currency payments
      • Credit transfer
      • Bank accounts for children and babies – Open an account for a child
      • Payment service and payment service envelopes
      • SEPA direct debit
      • SEPA Instant Credit Transfer
      • Cash by Post
    • Credit and payment cards
      • Credit cards
      • — Nordea Gold
      • — Nordea Gold for students
      • — Nordea Credit
      • — Nordea Premium
      • — Tuohi Mastercard
      • — Stockmann MasterCard
      • Debit cards
      • — Nordea Debit
      • Block your card temporarily or permanently
      • Card complaint
      • Card insurance
      • Tips on using your card abroad
    • Loans and credits
      • Home loans
      • — Home loan
      • — ASP loan
      • — Renovation loan
      • — Secured loan
      • — HomeFlex
      • Consumer credit
      • — FlexiCredit
      • — Transfer your debt
      • — Car loan
      • Student loan
      • Apply for a housing loan online Opens new window
      • What does a home loan cost?
      • Calculate a price range that fits your budget
      • FlexiCredit Calculator
      • Home buyer’s path
    • Savings and investments
      • Start saving today
      • Savings accounts
      • — Monthly saving
      • — Funds
      • — Saving for your children
      • Investing
      • — Equities
      • — Trading services for investments
      • — Investor Academy
      • Sustainable saving and investing
      • Insurance based investment products
      • Savings calculator
      • Investment advice
      • Digital savings advisor Nora
      • Portfolio Designer
      • Funds Now
      • Sustainable Choice -products and services
    • Insurance
      • Personal insurances
      • - Critical illness cover
      • - Life insurance
      • - Permanent disability cover
      • - Unemployment and sick pay insurance
      • - Cover for death or permanent disability caused by an accident
      • If insurance
      • - Home Insurance
      • - Vehicle Insurance
      • - Travel Insurance
      • - Children’s Insurance
      • Address insurance matters
    • Customer benefits
      • Benefits for a Premium Customer
      • Benefits for housing loan customer
      • Benefits in your daily banking
      • Benefits for student customers
      • Young customers’ benefits
      • Become Nordea’s student customer
  • Customer service
  • Become a customer
To Nordea frontpage
  • Suomi
  • Svenska
  • English

Contactless Payment

All new and renewed cards issued by Nordea support contactless payments. You can pay as you go simply by holding your card to the payment terminal. For purchases over 50 euros, you will have to enter your PIN in the card reader to confirm the payment. All contactless cards have the wave-like contactless symbol on the front side of the card.

  • Credit and payment cards
  • Personal
  • Credit and payment cards
  • Contactless Payment

Fast and easy

If you are paying for purchases under 50 euros, all you need to do is to hold your card close to the payment terminal – there is no need to enter your PIN.

Read more about easy contactless payment

Contactless payment cards

You can identify the contactless payment feature by the wave symbol on the front side of the card. All new and renewed cards have the contactless payment feature.

Read more about contactless payment cards

Secure banking

Contactless payments make paying easier and guarantee that your PIN doesn't fall into the wrong hands. You will continue to pay for larger purchases using your card’s PIN.

Read more about the security of contactless payments

Contactless Payment is easy and quick

Contactless Payment is easy and quick

Contactless payment allows you to pay for purchases that cost less than 50 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or key in your PIN. Contactless payments can be made at all payment terminals which carry the contactless payment wave symbol and are able to process contactless payments.

You can always use a card featuring contactless payment also in the traditional way - and also for purchases which cost less than 50 euros. Just insert your card into the payment terminal and key in your PIN.

Contactless payments can be made with new Nordea Credit, Gold, Premium, Platinum and Black cards. If you are paying with a combination card (Credit/Debit), contactless payments are always charged from your bank account. If your card is a credit card without the debit feature, contactless payments are charged from the credit facility.

With the credit facility you can make contactless payments with Finnair Plus and Stockmann Mastercards. The purchases are always debited to the credit account, in other words, to the card's credit facility irrespective of whether you have a combination card or a credit card.

Tap and pay with Nordea cards

Tap and pay with Nordea cards

Contactless payments can be made with Nordea Credit, Gold, Premium, Platinum and Black cards. If you have a combination card (Credit/Debit), contactless payments are always charged from your bank account. If your card does not have the debit feature, contactless payments are charged to the credit facility.

With Finnair Plus, Stockmann and TUOHI Mastercards, all contactless payments are charged from your credit account, regardless of whether your card is a combination card or a credit card.

You can also make contactless payments that cost less than 50 euros with Nordea Debit or Nordea Electron. With these cards, the purchases are always debited to your bank account. When you pay contactless with Nordea Electron, an authorisation hold will be placed on your account as usual.

You will know that you can tap and pay when your card features the wave symbol. 

Contactless payments are safe

Secure contactless payments

Contactless payments make shopping easier and ensure that your PIN doesn’t fall into the wrong hands. You will continue to pay for larger purchases using your card’s PIN.

For security reasons, payment terminals will occasionally ask you to insert your card and enter the PIN to make sure you’re the rightful cardholder.

In addition, please note that you can only make a certain number of contactless payments in a row. After this, you will need to re-activate contactless payments by inserting your card into the payment terminal and keying in your PIN. Here’s how you can re-activate contactless payments if you have a combination card:

  • If you are using a Nordea Gold, Nordea Credit, Nordea Premium, Nordea Platinum or Nordea Black combination card, make the payment using the debit feature of your card. Any contactless payments you make will then be charged to your bank account.
  • If you have a Finnair Plus Mastercard or Stockmann Mastercard combination card, make the payment using the credit feature of your card. With these cards, all contactless payments are charged to your credit account.

It’s important that you store the PIN separately from your card and don’t let other people have access to it. 

How do I pay with my contactless card?

How do I pay with my contactless card?

When you are paying with your card that allows contactless payment for the first time, insert your card into the payment terminal and key in your PIN. Contactless debit payments are activated with a debit purchase and contactless credit payments with a credit purchase. This will activate the contactless payment feature on your card and you may now pay for small purchases without keying in your PIN.

Contactless payments make shopping easier and ensure that your PIN does not fall into the hands of a third party. You will continue to pay for larger purchases with your card’s PIN. The payment terminals will occasionally ask for your PIN in contactless payments to ensure security.

Single tap

Single tap

The single tap is a new solution that allows you to exceed the 50 euro limit on contactless payments that you make with your card. This feature is also called “online PIN”, and it enables easy contactless payments for any sum. 

When you pay for a purchase exceeding 50 euros at a checkout with your card, you no longer need to insert the card into the payment terminal. All you need to do is hold your card close to the payment terminal and then enter your PIN.

Contactless payments for purchases of less than 50 euros will work as before. If the payment terminal asks you to enter your PIN, you can just do it without having to insert your card into the payment terminal.

The single tap is available with all Nordea payment cards. You don’t need to do anything to activate this feature.

Did you know? With mobile payment you can also make payments exceeding 50 euros. Read more about mobile payments.

Read more about cards

  • Nordea Gold
  • Nordea Credit
  • Nordea Debit
  • Finnair Plus Mastercard
  • Stockmann Mastercard
  • TUOHI Mastercard

Discover the future of payments

Smart payments

Share this page

  • Facebook Opens new window
  • Twitter Opens new window
  • LinkedIn Opens new window
  • Email Opens new window

Need help?

Personal customers

  • FAQ

  • Call us

  • - Opens new window

    Nordea OmapostiOpens new window

  • Become a customer online

  • Suomi
  • Svenska
  • English
  • Nordea Finland
  • Nordea Denmark Opens new window
  • Nordea Norway Opens new window
  • Nordea Sweden Opens new window
  • Nordea.com Opens new window

Get help

  • Nordea Customer Service
  • Frequently asked questions
  • Give us feedback or make a complaint
  • Your rights to personal data
  • Information about surveys
  • Contact information

Our services

  • Online and mobile services
  • Accounts and payments
  • Credit and debit cards
  • Home loans
  • Consumer credit
  • Savings and investments
  • If insurance

About Nordea

  • Who we are Opens new window
  • Nordea in figures Opens new window
  • News and press releases Opens new window
  • Career in Nordea Opens new window
  • Sustainability at Nordea Opens new window
  • Information on Nordea Bank ABP
  • Bank museum

Become a customer

  • Become a customer online
  • Welcome to Nordea
  • Open services for your child online
  • Know your customer – why does the bank ask?
  • Our customers are mainly domiciled in the Nordic countries
  • General Terms for Use of Web site
  • Privacy policy Opens new window
  • Important information for US Persons
  • Accessibility
  • Cookies

© 2025 Nordea Bank Abp, Satamaradankatu 5, FI-00020 NORDEA, Helsinki

Business Identity Code: 2858394-9, BIC: NDEAFIHH, VAT number: FI28583949.

  • FacebookFacebook - Opens new window
  • LinkedInLinkedIn - Opens new window
  • TwitterTwitter - Opens new window
  • YouTubeYouTube - Opens new window