Nordea Premium

The lounge benefit included in your Nordea Premium Mastercard adds luxury to your holiday. This credit card designed for our Premium Customers comes with comprehensive insurance for your travels abroad, Product Safety Insurance and Purchase Protection. The credit limit may be as much as 20,000 euros.

Travel and shop safely and comfortably

You are entitled to four visits to Priority Pass airport lounges in a calendar year free of charge. 

The card includes overseas travel insurance which is valid for leisure trips abroad when at least 75% of the total travel and accommodation costs have been paid with your card’s credit facility. 

Mastercard Purchase Protection and Product Safety Insurance gives you additional security for any products you purchase.

Nordea Premium Mastercard in brief

  • Credit limit from 5,000 to 20,000 euros.
  • You will receive an interest-free payment period of 30 days on average for all your purchases. 
  • If you want, you can have two instalment-free months a year.
  • The card is free for the first 6 months and after that there will be an annual or a monthly fee (EUR 90 per year or EUR 7.50 per month).
  • The interest rate is the 3-month Euribor + 7.5%. 

How to apply for Premium Mastercard

If you are a Premium customer, you can apply for this card by submitting a contact request.

Nordea Premium Banking is the wealth management service for you and your family if you have saved at least 80,000 euros or you need a loan amount exceeding 350,000 euros and have good potential to increase your wealth. 

As a Premium Customer, you will also get many other benefits. If you are not yet our Premium customer, read more and contact us through our website

Choose the payment method you prefer

With the contactless payment feature you can pay your purchases of less than 50 euros securely, without having to touch the payment terminal. 

You can also pay your purchases exceeding 50 euros without touching the payment terminal if you attach a mobile payment app to your card and pay the purchases by holding your smartphone or smartwatch close to the payment terminal. 

You can withdraw cash all over the world at ATMs carrying the Mastercard logo. 

When your card has the debit feature, you can pay for purchases and withdraw cash directly from your bank account in Finland and worldwide.

Shop safely online

Luottokortti, lukko ja paperikassi - small You can shop online once you have enabled online payments in Nordea Netbank or Nordea Mobile. 

When you pay with the credit facility of your card, you are covered by Purchase Protection. It helps you get your money back if anything goes wrong.

Similarly, the Product Safety Insurance included in the credit facility gives you considerable additional security for any products you purchase for your home or holiday home. This protection is valid for 180 days as of the purchase date. 

Travel with confidence

Luottokortti ja lentokone - small

The travel insurance included in Nordea Mastercard Premium is valid during your leisure trips abroad if you pay your trip with the credit facility of your card. 

Purchase Protection also provides cover, for example, in case you have bought plane tickets but the airline company goes bankrupt before or during your trip. 

You can pay with your card worldwide at any points of sale and ATMs carrying the Mastercard logo.

Enjoy airport lounge services with Priority Pass

Nordea Premium Mastercard includes a Priority Pass, which gives you access to Priority Pass lounges offering a range of amenities at numerous airports. With your Priority Pass, you can visit an airport lounge four times in a calendar year free of charge (including visits by you and your travelling companions). Any additional lounge visits will be charged to your credit card.

Priority Pass gives you access to up to 1,200 airport lounges across the world. The Priority Pass lounges offer you free refreshments, wi-fi, peace and quiet, and much more. Many Priority Pass lounges also have shower and sleeping facilities.

More information about the Priority Pass and the lounges is available at www.prioritypass.comOpens new window.

Insurance included in the Nordea Premium card

Credit interest

The annual percentage rate of charge calculated on a Mastercard Premium credit of 1,500 euros is 26.7 %. The calculation is based on the 3-month Euribor + 7.5% (October 2020) and it includes the annual fee for the principal card and the monthly account management fee of 4.50 euros. E-invoice has been used as a default invoicing method in the calculation. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven Katu 9, Helsinki, FI-00020 NORDEA. The card issuer is Nordea Bank Abp, Satamaradankatu 5, FI-00020 NORDEA.

Prices for cards issued before 1 September 2019
Your rights when making payments in Europe

Contact Nordea Customer Service  

Mon-Fri 8.00 - 18.00

0200 70000 (lnc/mcc*)

* local network charge/mobile call charge