FlexiDeposit Account

Our FlexiDeposit Account is an easy way to save for any unexpected events in your everyday life. It’s a continuous savings account that allows you to access the money whenever you need it. If you want to discuss your savings options with our experts, book a meeting.

Now available

Fixed deposit interest rate for each FlexiDeposit period:
3 %
Duration of a FlexiDeposit period12 months
Minimum deposit amount per accountEUR 500.00
Maximum deposit amount per accountEUR 100,000.00
Maximum amount of accounts per customer12 accounts
Additional deposits and credit transfersLog in to Netbank to deposit or withdraw cashOpens new window**

*) The funds in the account are instantly accessible. The deposit interest is calculated on the lowest balance of each FlexiDeposit period. Interest will not be paid on any additional deposits made during the FlexiDeposit period.

**) You can make additional deposits to your FlexiDeposit Account from your management account only. Any additional deposits you make by 18.00 on the first day of the deposit period will count towards the period’s interest calculation. Please note that the deposit interest is calculated on the lowest balance of each FlexiDeposit period.

Your benefits

  • Our FlexiDeposit Account is a continuous savings account for people who want saving to be flexible, easy and secure.
  • You never have to worry about the account expiring or about re-depositing your savings.
  • You have instant access to your savings and can withdraw funds from the account any time without any fees.
  • You can make deposits and withdrawals easily through the management account in Nordea Mobile or Netbank.
  • The funds deposited in the account are covered by the deposit guarantee scheme. Read more about the deposit guaranteeOpens new window.

Interested in Nordea's products and services?

If you are not a customer yet you can contact us by filling out the form below. We will contact you.

  • Contact us via form here
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  • Take a look at Nordea's customer benefits here

Features

The FlexiDeposit Account consists of consecutive FlexiDeposit periods. The first FlexiDeposit period starts when the account agreement has been concluded and the funds have been deposited in the account.

Each FlexiDeposit period always starts on the next day after the previous FlexiDeposit period has ended.

Determination of interest

The deposit interest rate, the duration of a FlexiDeposit period and the minimum and maximum deposit amounts on which deposit interest will be paid are determined separately for each FlexiDeposit period. The interest rate is determined by the market. 

Interest calculation method and payment

The deposit interest is calculated on the lowest balance of each FlexiDeposit period and it will be paid to the FlexiDeposit Account on the day after the FlexiDeposit period has ended. 

Taxation

The deposit interest paid on the account is subject to tax-at-source in Finland.

Additional deposits and transfers

You can make additional deposits to your FlexiDeposit Account from your management account only. Any additional deposits you make by 18.00 on the first day of the deposit period will count towards the period’s interest calculation. Please note that the deposit interest is calculated on the lowest balance of each FlexiDeposit period.

Other savings account

ASP account

When you save at least 10% of the price of your home, we will lend you the rest. You can open an ASP Account if you are between 18 and 44 years of age and planning to buy your first home.

Read more about ASP account

Time Deposit Account

You always know the interest paid on your Time Deposit Account in advance. The deposit interest is fixed throughout the deposit period.

Read more about Time Deposit Account

PerkAccount

This account is suitable for regular saving. You can withdraw funds and make credit transfers without restrictions.

Read more about PerkAccount