Deposit interest rate and how it’s determined

Fixed annual deposit interest rate* for a FlexiDeposit period

3,35 %

Duration of a FlexiDeposit period12 months
Minimum deposit amount per account500.00 euros
Maximum deposit amount per account500,000.00 euros
Maximum number of accounts per customer12
Account opening and management feesNo fees**
Additional deposits and credit transfersno fees, can be made in Nordea Netbank and Mobile

*) Deposit interest is calculated on the lowest balance of each FlexiDeposit period.

**) The settlement account or additional services linked to the account may be subject to fees.

Your benefits

  • FlexiDeposit adds flexibility to your daily finances. You can withdraw your savings any time without any fees. Please note that deposit interest is paid on the lowest balance of each FlexiDeposit period. This means that any additional deposits you make during the period won’t earn any interest. If you withdraw funds from the account during the period, no interest is paid on the sum you withdraw.
  • If you want to make additional deposits during a period, you can open a new FlexiDeposit Account, as it will allow you to earn interest on the additional deposits as well. You can have simultaneously as many as 12 FlexiDeposit Accounts.
  • A new FlexiDeposit period will start automatically after the previous period ends. This way you never have to worry about the account expiring or about re-depositing your savings.
  • You can open a new account and make deposits and withdrawals easily in Nordea Mobile or Netbank.
  • The funds deposited in the account are covered by the deposit guarantee scheme. Read more about the deposit guaranteeOpens new window.

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Withdrawals and additional deposits
Maximum deposit amount
Interest calculation method and payment
Taxation of interest income
Terms and conditions

Other savings account

For first-time home savers

ASP account

You can open an ASP account if you’re aged between 15 and 44 and want to start saving to buy your first home. Once you’ve saved at least 10% of the price of your home, we’ll lend you the rest.

Read more about ASP account

Fixed rate and period

Time Deposit Account

As the interest rate on a Time Deposit Account is fixed for the entire deposit period, you will always know in advance how much interest you will earn on your deposit.

Read more about Time Deposit Account

For monthly saving


A PerkAccount is a good option when you want to build a buffer or save in the short term: you will have unrestricted access to withdrawals and deposits.

Read more about PerkAccount