Unit-linked insurance, which is also known as an insurance wrapper, allows you to make various investments and switch them without having to pay any taxes on the profit immediately. This way, you can make the most of the effect of compounding, as your profits will get a chance to grow within the insurance wrapper. You don’t have to pay taxes on any profit until you withdraw funds.
You can temporarily hedge your investments against market volatility by transferring them to an Insurance Account.
Whether you would like to grow your wealth or are also interested in inheritance planning, we have a suitable option for you.
Choose the investments that match your goals and risk profile from our extensive selection:
Select the relevant product below to find out more about the underlying investments available:
You can easily update your investments in our Insurance service.
Whether you want to help pay for your child’s studies or for their first home or secure their financial future, unit-linked insurance is an excellent way to save money for your child in the long term.
Read more about the advantages of unit-linked insurance and start saving for your child today
The details of inheritance taxation depend on the type of contract you have. Select the relevant product below to find out more about the inheritance taxation rules applied to it:
Tax information as at 1 January 2025. Taxation may change during the contract period.
For more information about our endowment insurance Nordea Vision and our capital redemption contract Nordea Capital, visit the product pages where you will also find product descriptions, terms and conditions and other related documents. Documents are available in Finnish and in Swedish.
Nordea Vision and Nordea Capital are issued by Nordea Life Assurance Finland Ltd (Business ID 0927072-8). Nordea Life Assurance Finland Ltd is part of the Nordea Group, the leading financial services group in the Nordic countries and the Baltic Sea region. Nordea Life Assurance Finland Ltd sells unit-linked insurance policies through its agent Nordea Bank Abp.
Investments provide the possibility of gaining profits due to capital appreciation, but there is also a risk of a possible decrease in the capital value. Unit-linked insurance policies are not covered by the deposit guarantee scheme for bank accounts nor by the Investors’ Compensation Fund. The value of the investments may rise or fall depending on the market situation, and past performance is not a guarantee of future returns.
Discover Nordea Capital and see how your savings can grow. You can easily sign the contract online.
Open Nordea Capital contract Opens new windowIf you need help to get started or if you are interested in unit-linked insurance as part of inheritance planning, please book a meeting with us.
Book a meeting Opens new window.svg)
