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Send us a call back requestFlexiDeposit | PerkAccount | Time Deposit Account | ASP account | |
| A good choice for you if... | You intend to save in the long term, but you may also need your savings earlier. | You want to save regularly and be able to deposit or withdraw funds anytime. | You want to deposit your money for a certain period (1–36 months), and don’t want to withdraw any funds during that period. | You’re aged between 15 and 44 and want to save for your first home. |
| Interest rate
| Annual interest rate, depends on the deposit period
| Fixed, tiered | Fixed. Agreed when you open the account. | Deposit interest rate of 1%. Bonus interest paid in arrears if you meet the conditions of ASP saving.** |
| Instant access to withdraw | Yes | Yes | No | No |
| Instant access to deposit | Yes, but the deposit interest is calculated on the lowest balance in the period, which means that any additional deposits you make during the period won’t earn any interest. | Yes | No | No |
| Deposit amount | 500–500,000 euros | No restrictions | Minimum 500 euros | 150–4,500 euros per calendar quarter |
| Deposit period | No restrictions | No restrictions | Minimum 1 month | Minimum eight quarters that don’t have to be consecutive. |
| Account costs* | Free of charge | Free of charge | Free of charge. If you withdraw money before the agreed deposit period ends, we will charge a cancellation fee and possible refinancing costs. | Free of charge |
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