Home loans

Be prepared when you find the right home. And did you know that you can apply for changes in your housing loan easily online?

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Nordea will give you an affordable housing loan that suits your needs. Get a loan promise beforehand, so you can make a bid right away when you find the home of your choice.

Read more about housing loan

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A loan promise negotiated with the bank will help you buy your new home. A loan promise in your pocket makes home hunting easier.

Read more about loan promise

Ung kvinne i stue

Save at least 10% of the price of your home, we will lend you the rest.

Read more about ASP loan

Is your housing company planning a plumbing renovation or other repairs? HomeFlex-loan will free up your home equity so that you can realise your dreams.

Read more about HomeFlex-loan

When you choose to have an instalment-free period for your housing loan with FlexiPayment, you can decrease or increase the monthly instalments on your loan – or even skip them without notifying us.

Read more about FlexiPayment

By taking out a personal loan from Nordea for paying off your share of the housing company loan, you can decide on a loan repayment schedule that best suits your situation.

Read more about Housing company loan

An OwnGuarantee helps you to acquire a home with a small start capital

Read more about OwnGuarantee

How do I apply for a housing loan? Read about applying for a housing loan and filling out the application here.

Read more and apply for a housing loan

Nordea offers several repayment methods for home loans. Choose the repayment method that suits you best.

Read more about the home loan repayment methods

The standard security value is 75% of the market value of the home. You may need further security for the rest of your loan.

Read more about security for a home loan.

You should consider securing the repayment of your loan already when you are applying for it. Interest rate hedging makes life secure.

Read more about interest rate hedging

Book a loan negotiation online or in branch

You can apply for a housing loan by booking a loan negotiation with one of our financial advisers. The negotiation can be arranged in branch or as on online meeting.

You can have the loan negotiation online on weekdays from 8.00 to 20.00 and on Saturdays from 10.00 to 16.00. All you will need is a telephone, a computer or an iPad and Nordea's access codes.

You will be shown related material and calculations on your computer screen, while you are discussing your banking on the phone.

Read more about online loan negotiations.

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Apply for a home loan online

Filling out and sending the loan application does not oblige you to take out a loan from Nordea.

Apply for a home loan

Electronic register of housing company shares

At the beginning of 2019, an electronic register of housing company shares was introduced in Finland

Mortgage deeds

Mortgage deeds placed as security for the bank to be replaced with electronic mortgage deeds

Loan cap

Information about the cap on housing loans