Home loans

Our home loan is flexible when your life takes a new direction and adapts to your needs.

ASP loan is a home loan for first-time home buyers. First you save in an ASP account and then apply for a loan. 

As our home loan customer, you get valuable benefits on our products and services.

A buy-to-let home loan is granted for the purpose of purchasing an investment flat. You will get valuable perks if you take out a buy-to-let home loan from us and choose us for all your banking needs.

The holiday home itself is placed as collateral for the loan, just like your home can be used as collateral. In addition, you will need your own savings or other collateral for the rest of your loan.

Construction loans are designed to finance the construction of a home or holiday home. Start planning the financing you need by getting a cost estimate for your project.

Secured loans are consumer credit you can take out against collateral. A secured loan can be used to borrow more than 15,000 euros for a purchase or home improvement.

HomeFlex is a reverse mortgage with which you can release your home equity for realising your plans. 

Together with you, we can tailor loan repayment to your circumstances, whereas the terms and conditions of housing company loans are the same for all shareholders.

Applying for a home loan is quick and easy when you know the requirements for getting a loan beforehand. What do you need to know before you start your loan application and what will  be agreed at the loan  negotiation?

You can get instalment-free months for your home loan or change the repayment method or reference rate by applying for a change to your repayment schedule. 

You can repay your loan slower or faster if you want, as our home loan provides flexibility in both directions. There are several ways to decrease or increase your monthly payment.