Home loans

Be prepared when you find the right home. And did you know that you can apply for changes in your housing loan easily online?

Housing loan

Nordea will give you an affordable housing loan that suits your needs. Get a loan promise beforehand, so you can make a bid right away when you find the home of your choice.

Read more about housing loan

Loan promise

A loan promise negotiated with the bank will help you buy your new home. A loan promise in your pocket makes home hunting easier.

Read more about loan promise

ASP loan

Save at least 10% of the price of your home, we will lend you the rest.

Read more about ASP loan


Is your housing company planning a plumbing renovation or other repairs? HomeFlex-loan will free up your home equity so that you can realise your dreams.

Read more about HomeFlex-loan


When you choose to have an instalment-free period for your housing loan with FlexiPayment, you can decrease or increase the monthly instalments on your loan – or even skip them without notifying us.

Read more about FlexiPayment

Take housing company’s loan in your own name

By taking out a personal loan from Nordea for paying off your share of the housing company loan, you can decide on a loan repayment schedule that best suits your situation.

Read more about Housing company loan


An OwnGuarantee helps you to acquire a home with a small start capital

Read more about OwnGuarantee

Housing loan application

How do I apply for a housing loan? Read about applying for a housing loan and filling out the application here.

Read more and apply for a housing loan

Repayment methods

Nordea offers several repayment methods for home loans. Choose the repayment method that suits you best.

Read more about the home loan repayment methods

Security for a home loan

The standard security value is 75% of the market value of the home. You may need further security for the rest of your loan.

Read more about security for a home loan.

Interest rate hedging makes life secure

You should consider securing the repayment of your loan already when you are applying for it. Interest rate hedging makes life secure.

Read more about interest rate hedging

Book a loan negotiation online or in branch

You can apply for a housing loan by booking a loan negotiation with one of our financial advisers. The negotiation can be arranged in branch or as on online meeting.

You can have the loan negotiation online on weekdays from 8.00 to 20.00 and on Saturdays from 10.00 to 16.00. All you will need is a telephone, a computer or an iPad and Nordea's access codes.

You will be shown related material and calculations on your computer screen, while you are discussing your banking on the phone.

Read more about online loan negotiations.

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Apply for a home loan online

Filling out and sending the loan application does not oblige you to take out a loan from Nordea.

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