Nordea access codes for your child

How your child can use Nordea Mobile and Netbank

You can download our mobile banking app Nordea Mobile to your child’s phone or tablet from the device’s app store. With Nordea Mobile, your child can use banking services on the go and easily see how they spend their money. They can log in to Nordea Netbank with their browser through nordea.fi.

Read more about Nordea Mobile

Read more about Nordea Netbank

Settings and features of your child’s Nordea Mobile and Netbank

• You as the guardians will decide which accounts your child can view in Nordea Mobile and Netbank and which accounts they can use to make payments. Your child’s accounts can also be added to your Nordea Mobile and Netbank so that you can easily track their account transactions and make sure your child has a suitable amount of money in their bank account. The guardians decide together whether they can make payments from their child’s account in their own Nordea Mobile and Netbank.
• If your child has a debit card, they can see the card in their Nordea Mobile and Netbank and adjust the card settings. For example, the child can block their card temporarily or permanently if they lose it.
• If fund and equity investments have been made for your child, they can see these investments in their Nordea Mobile and Netbank. However, they can’t independently submit any buy or sell orders. Your child’s savings can also be added to your Nordea Mobile and Netbank.
• Your child can’t open new services in Nordea Mobile or Netbank as a self-service. When your child turns 15, they can open basic banking services by contacting Nordea Customer Service if they receive personal income to their personal current account.
• When your child turns 18, you can no longer see their accounts and funds in your Nordea Mobile and Netbank. If your child wishes to extend your rights to manage their savings and investments after they turn 18, they can do this by contacting our us. Read more about banking services for customers about to turn 18.
• Your child can continue using the same access codes after they turn 18. They can also open new services in Nordea Mobile and Netbank independently.

How can I adjust the settings of my child’s Nordea Mobile and Netbank?

When signing the Netbank agreement, the guardians define what accounts the child can see in Nordea Mobile and Netbank. If the guardians wish to adjust the settings later, they can contact us.

Tip: It is possible to personalise the Overview tab in Nordea Mobile and define what the child sees first after logging in. For instance, if fund and equity investments have been made for your child, they can be hidden in the Overview tab. You can take a look and decide on the Overview tab together with your child when they log in to Nordea Mobile for the first time. 

Find out how you can personalise the Overview tab in Nordea Mobile.

E-identification for your child – strong identification for various online services

Authorities and the health care system often require strong electronic identification for logging in to their online services. When strong identification is required, the child can use either a mobile ID or Nordea access codes. If the child wants to use their Nordea access codes for strong identification, e-identification must be activated separately. E-identification is a form of strong electronic identification that enables the child to log in to third-party services, such as MyKanta, My Studyinfo and Kela.

You can obtain e-identification for your child from Nordea if they are aged 10 or over. However, you should note that usually your child won’t need to use online public services that require e-identification before they are about 12 years old.

E-identification is meant for personal use only and should never be shared with others.

How to obtain e-identification for your underage child

The guardians must give their consent before we can set up e-identification for a minor. If a minor has two guardians, they are both required to give their consent.

E-identification must always be activated at one of our branches. Book a meeting in branch by calling Nordea Customer Service.

• For the meeting, the child must have a valid passport or ID card with them and their guardians’ consent.
• If the child visits the branch alone, the guardians can give their consent in advance by calling Nordea Customer Service or by sending a digital power of attorney to us attached to a message in Nordea Mobile or Netbank. If the guardian doesn’t have Nordea access codes, they can send the power of attorney through Nordea Omaposti. Download a power of attorney for managing your child’s banking.
• If one of the guardians accompanies the child to the branch, they can bring a written power of attorney from the other guardian and give their own consent in person. You can write this power of attorney yourself, as long as you state your personal details, what you are authorising and who you’re giving the authorisation to.