Debt consolidation means that you will take out a new loan from us, which we will use to pay off your old loans on your behalf. With a debt consolidation loan you can combine all your hire purchase agreements, consumer loans and credit cards into a single loan.
Collect information on all your current loans. For example, you can take a photo of the invoice of your loan or hire purchase agreement, and send it to us attached to a message via Nordea Mobile or Netbank.
Fill in the loan application, select debt consolidation and we will contact you within 3 to 5 banking days.
If we can grant you a debt consolidation loan, we will pay off your old debt.
If you’re unsure about your loans, you can check the details of your current loans from the new positive credit register maintained by the Tax Administration.
There are many obvious reasons why it’s worth consolidating your debt with Nordea: it’s convenient, you save money and you have a clearer overview of your finances.
Fill in the loan application and we will contact you about debt consolidation.
Fill in the loan application Opens new windowCalculation for consumer credits issued after 1.9.2019.
Nordea's FlexiCredit is a one-off loan and its interest is the 3-month Euribor quoted on the first banking day of the month in which the credit application is signed + a margin of 8.9%. With a nominal interest of 12.81% and a 83-month loan period, the annual percentage rate of charge on a FlexiCredit of 8,000 euros is 17% (January 2024). The total sum of the credit and credit costs is 13,172.25 euros and the number of loan payments is 83. The opening fee for the loan is 0 euros. The calculation includes a monthly account management fee of 12.50 euros in the case of automatic debiting.
Nordea's FlexiCredit is a one-off loan and its interest is the 3-month Euribor quoted on the first banking day of the month in which the credit application is signed + a margin of 5.9%. With a nominal interest of 9.81% and a 73-month loan period, the annual percentage rate of charge on a FlexiCredit of 8,000 euros is 13.8% (January 2024). The total sum of the credit and credit costs is 11,590.54 euros and the number of loan payments is 73. The opening fee for the loan is 0 euros. The calculation includes a monthly account management fee of 12.50 euros in the case of automatic debiting.
Nordea's FlexiCredit is a one-off loan and its interest is the 3-month Euribor quoted on the first banking day of the month in which the credit application is signed + a margin of 2.9%. With a nominal interest of 6.81% and a 66-month loan period, the annual percentage rate of charge on a FlexiCredit of 8,000 euros is 10.6% (January 2024). The total sum of the credit and credit costs is 10,446.66 euros and the number of loan payments is 94. The opening fee for the loan is 0 euros. The calculation includes a monthly account management fee of 12.50 euros in the case of automatic debiting.
FlexiCredit is provided under the normal credit terms and conditions by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki, FI-00020 NORDEA.
Fill in the loan application and we will contact you about debt consolidation.
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