What to do if you think you have been scammed

1. Block your online banking codes and card immediately

If the scammer has stolen your card details or online banking codes, it is important that you act right away. You can block your card and online banking codes by calling us.

Call our Customer Service and select the hotline to help fraud victims (option 4).

When our Customer Service is closed, please call the blocking service on +358 20 333Opens new window (local rates apply*). The blocking service is available 24/7.

After our Customer Service has immediately taken the necessary measures, we will inform you how to get new online banking codes, how to report the crime and how to initiate a dispute process.

Disputing a card transaction

2. Report the scam or attempted scam to us

You should notify us of all scams and frauds. You can notify us by sending us a message via Nordea Mobile or Netbank or by calling us

If you have received a suspicious message in Nordea’s name, forward it to us at raportointi@nordea.com. If it’s an email, you can forward it to the address above, or if it’s a text message, you can email us a screenshot.

We will never ask you for your online banking credentials or send you links to log in to Nordea Mobile or Netbank in our newsletters or text messages.

Different types of scams

3. You can block your card yourself in Nordea Mobile and Netbank anywhere and anytime.

If your card details have been compromised or if you have lost your card, you can block your card temporarily or permanently in Nordea Mobile and Netbank. In Nordea Mobile, select your card and tap ‘Security’. In Netbank, select your card and click ‘Blocking’.

If you block your card temporarily, you can also unblock it yourself. If you block your card permanently, you can no longer use it. You will automatically receive a new replacement card within 1–2 weeks.

You can’t block your online banking codes in Nordea Mobile or Netbank. If necessary, please contact our Customer Service.

4. Don’t struggle with online security alone

Nobody chooses to get scammed so please know that you’re not alone. We encourage you to talk to friends or family. You can also turn to Victim Support Finland (RIKU)Opens new window.

Do you suspect that someone you know has fallen victim to fraud?

Sometimes a fraud victim won’t even realise that they fell for a scam. If you suspect that someone close to you has fallen victim to fraud, it might be a good idea to talk to them about it, because as their close relative or friend you could help them spot a scam and get help. You can find information about different types of scams on our website and elsewhere on the internet. If you feel uncertain, you can call us together and ask for advice.

Different types of scams

Protect yourself from identity theft

In the Tax Administration’s positive credit register you can set a free ban to prevent lenders from granting you credit. You can set the ban for yourself until further notice or for a fixed period. You should set the ban if you think your personal data has been compromised. The ban can help you to protect yourself if someone tries to apply for a loan using your personal data.

Positive credit register

Different types of scams

The best way to protect yourself from scams is to know how to spot them. Stay one step ahead of fraudsters by learning about the various types of scams that are out there.

Learn about common scams

Tips for secure banking

Follow our latest seven tips to ensure secure use of our banking services.

See our tips


Read how you can protect yourself from scams and what to do if you think you have been scammed.

Go to the start page of the security section