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Secure your living if your income decreases permanently
Permanent disability cover will help you compensate for your lost income. You are entitled to one-off indemnity for the permanent loss of your ability to work due to an illness or accident.
The additional cover is especially important when your family’s livelihood depends on your income, if you have children or if you manage your finances alone.
Acquiring an insurance policy is easy. You can manage the process from beginning to end online.
You can choose the amount of the indemnity. When bought online, the amount may be EUR 10 000–300 000.
Permanent disability cover comes with these benefits
- The more you bank with us, the less you pay for your insurance. If you have a home loan with us, you are automatically entitled to a 15% discount on the normal price of insurance policies. If you are our Premium or Private Banking Customer, you are automatically entitled to a 20% discount.
As a K-Plussa customer, you earn Plussa points for your insurance premiums and get at least 10% off the price of insurance. Note that the 10% Plussa discount can’t be combined with other continuous customer discounts. You will always get the best discount you’re eligible for.
You can raise the claim amount by 15–25% by exercising actively. This exercise-based bonus is available only from Nordea.
You are eligible to apply for permanent disability cover if you are aged 18–63 and reside permanently in Finland. The insurance is valid until you turn 65. You can buy the insurance cover online by using the banking codes of any Finnish bank. You don’t need to be a Nordea customer to take out the insurance policy.
