Join Opiskelijan Maapallokerho

As a university student, you can get a Nordea Gold credit card as soon as you have been admitted. Apply for a credit card by leaving us a contact request.
Nordea Gold is one of the few credit cards that you can get without any course credit requirements or regular income. You can get it if you are aged 19-30 and studying in a university, university of applied sciences or some other higher education institution.
At Nordea we know that you need flexibility with your finances, as unexpected expenses may take a toll on students in particular. Whether you need to furnish your student flat or pay for other expenses, you can easily take care of them with a credit card. We want to support students and therefore offer you a credit card which is easy to apply for and has great benefits.
While your versatile Nordea Gold credit card offers you financial flexibility, it also includes great benefits, such as Product Safety Insurance and travel insurance for trips abroad. The travel insurance policy is valid when you have paid at least 75% of the total travel and accommodation costs with your Nordea Gold card’s credit facility.
Product Safety Insurance is valid for goods worth at least 100 euros when you purchase them for your home or holiday home with your card’s credit facility. Product Safety Insurance covers damaged or broken products in accordance with the insurance terms and conditions. Read more about the insurance terms and conditions here.
If you are a student and Nordea customer, click on the link below to apply for a Nordea Gold credit card by sending us a contact request. You can also become a customer online.
Terms for the Nordea Gold Mastercard
General card terms and conditions 1.4.2021 (pdf, 1 MB)Opens new window
General card terms and conditions 1.8.2022 (pdf, 654 KB)Opens new window
Terms for Nordea card's credit account (pdf, 443 KB)Opens new window
Terms for the Mastercard Credit Account (pdf, 425 KB)Opens new window
Product Safety Insurance terms and conditions
(pdf, 327 KB)Opens new window
Travel insurance for trips abroad, terms and conditions (pdf, 708 KB)Opens new window
Standard European Consumer Credit Information (pdf, 181 KB)Opens new window
Product Safety Insurance terms and conditions
Terms for the Nordea Gold Mastercard
General card terms and conditions 1.4.2021 (pdf, 1 MB)Opens new window
General card terms and conditions 1.8.2022 (pdf, 654 KB)Opens new window
Terms for Nordea card's credit account (pdf, 443 KB)Opens new window
Terms for the Mastercard Credit Account (pdf, 425 KB)Opens new window
Product Safety Insurance terms and conditions
(pdf, 327 KB)Opens new window
Travel insurance for trips abroad, terms and conditions (pdf, 708 KB)Opens new window
Standard European Consumer Credit Information (pdf, 181 KB)Opens new window
Product Safety Insurance terms and conditions
Prices Mastercard Gold
No annual or monthly fee is charged on the card included in the customer´s package.
Monthly fee | Price |
---|---|
Nordea Gold combination card or Nordea Gold | 2,50 € |
Parallel card | 3,00 € |
The Nordea Gold card can be added to the Mobile Plus and Basic packages. Customers will not be charged any monthly or annual fees for cards that have been added to the packages. Read more about the packages here.
Annual fee | Price |
---|---|
Nordea Gold combination card or Nordea Gold | 30,00 € |
Parallel card | 36,00 € |
Monthly fee | Price |
---|---|
Nordea Gold combination card or Nordea Gold | 2,50 € |
Parallel card | 3,00 € |
Just send us a contact request and we’ll contact you regarding your credit card application.
Submit a contact requestNordea will be your partner during your studies, too. Become a student customer now and get all the benefits!
Become a customer onlineYou can edit the properties of your card that you choose when you apply for the card later yourself.
You can edit, for example, the amount of your monthly payment, payment date and instalment-free months in Nordea Mobile. You can also apply to raise your credit limit in Nordea Netbank.
You can use the PIN code provided by the bank or choose your own PIN code for your card. You can also change your PIN code later. Read more about PIN codes.
You can link your card to a bank account and choose whether payments and cash withdrawals are taken out of your credit card account (credit) or your bank account (debit). Any card payments and cash withdrawals that you make abroad are always taken in euros either from your bank account (debit) or your credit card account (credit).
You can use the PIN code provided by the bank or choose your own PIN code for your card. You can also change your PIN code later. Read more about PIN codes.
You can link your card to a bank account and choose whether payments and cash withdrawals are taken out of your credit card account (credit) or your bank account (debit). Any card payments and cash withdrawals that you make abroad are always taken in euros either from your bank account (debit) or your credit card account (credit).
You can edit the security settings on your card in Nordea Mobile. Go to Overview, find the card you want to edit and select Settings.
In our new Netbank, you can edit your security settings in Finances -> Cards. Select the card you want to edit and click on Card details to make the changes.
To edit your settings in the old Netbank, go to Everyday finances -> Cards -> Security limits / Usage area and Internet.
Replacing a damaged card
You can order a new card in the old Netbank under Cards > Card editing and renewal.
When your card is about to expire, you will be sent a new card automatically
Your card is valid until the end of the month in which it expires, and you can check the expiry date on the front of your card. You will receive a new card by post before your card expires. Please check your post to see whether you have already received your new card.
Your new card will be delivered to your home address
Your card will be sent to the home address in Finland that you have given to Nordea. You can expect to receive your new card within approximately two weeks from the date on which you ordered it. There is no delivery charge. Alternatively, you can ask for express delivery by contacting Nordea Customer Service. With express delivery, your card will arrive at your home address within approximately one week. Express delivery costs EUR 10.
Read more about our card delivery methods, or ask Nordea Customer Service for more information about, for example, having your card delivered to an address abroad.
You can cancel your card via chat or by calling our Customer Service
If you want to cancel your card, you can call Nordea Customer Service or contact us via chat. We recommend that all our customers have at least two cards. Having a back-up will save you hassle if your card is damaged or lost.
Credit card transactions
You can view your credit card transactions and balance via these channels: Nordea Wallet, Nordea Mobile and Nordea Netbank. You can also view your invoices in the e-invoice archive and in Nordea Finance’s OmaLuotto service using the online banking codes of other banks. Your credit card bill doubles as your account statement.
In Nordea Mobile, you can view your credit card transactions by clicking on the name of the card on the front page or by going to Overview. Your transaction history covers a period of between one and three months depending on the type of card. Older transactions can be found in your previous bills or in Nordea Wallet.
To browse your credit card transactions in the new Netbank, click on the name of the card on the front page. Your transaction history covers a period of between one and three months depending on the type of card. If you cannot see your card transactions, you may need to enable card transaction queries. Older transactions can be found in your previous bills or in Nordea Wallet.
You will need to enable the card transaction queries in the old Netbank. Go to Edit Netbank > Optional credit card services, enable transaction query and confirm by clicking Save. The transaction query feature is free of charge.
Please note that the name of the vendor with whom you used your card may be different from the name of the biller shown in your bill; this is often the case with, for example, restaurants and taxi companies.
30-day interest-free payment period on credit cards
The interest-free payment period effectively gives you a free loan for a period of at least 30 days.
Here is an example involving the purchase of a vacuum cleaner: You have chosen to pay your credit card bill on the 15th of each month, and your current billing period covers from 25 March until 26 April. It makes sense to coordinate your credit card payment date with you payday to make sure that you have money available when your bill is due.
A new billing period starts on 26 April, and any purchases you make after that date will be included in your June bill. Even if you buy the vacuum cleaner on 26 April instead of 1 April, you will still have to pay for it on 15 May. If you buy the vacuum cleaner on 27 April, however, you will have until 15 June to pay. You can optimise your credit card billing period to make it as long as possible. By waiting until 27 April to buy the vacuum cleaner, you can get 45 days interest free to pay for it.
What changes can I make to my credit card myself?
You can view and edit your credit card billing date, instalment percentage and instalment-free months in the old Netbank under Everyday finances > Cards > Changes to credit card. Changing your instalment percentage is subject to a fee for changing the repayment schedule based on our latest tariff.
If you need to change the billing date or the amount of a payment that has already been calculated, you can call Nordea Customer Service or use our chat function. Changes are subject to a service charge.
You can find information about your credit card billing period, monthly transactions and payment history in your credit card bill. If you have opted for e-invoicing, itemised bills can be accessed in Nordea Netbank and Nordea Mobile.
One-off payments
You can make additional payments or pay off your credit card balance in full at any time. You can also increase the amount of your regular payments.
Changing your card payments and billing preferences in Nordea Mobile or our new Netbank is easy. You can find more detailed instructions in the app or Netbank.
You can pay off your credit card balance in full at any time. To view your balance in Nordea Mobile or Nordea Netbank, click on the name of the card.
You can edit the amount of your next monthly payment to clear your balance. Your bill will show both the total balance remaining on the card and the amount of interest until your next payment date.
If your card number starts with 522, you can check your closing balance by calling our Customer Service / billing team on +358 (0)9 6964 6011 (between 8.00 and 20.00 from Monday to Friday).
If you have a Nordea Credit or Nordea Gold Mastercard, you may receive a text message to your mobile phone, asking you to confirm a purchase made with your card. Text messages can also be used to block your card if fraudulent activity is suspected.
Reply to the text message by choosing between the options A and B given in the text message.
Nets Ltd will send the text message to the phone number in its customer register. If your phone number has changed, please call our customer service line for Nordea cards, tel +358 9 6964 6011, Mon– Fri 8.00–20.00.
The SMS service concerns Nordea Credit and Nordea Gold cards issued by Nordea Bank Abp and transactions made with their credit facilities.
If you have a Nordea Visa Electron or Nordea Visa Debit card, you may receive a text message to your mobile phone, asking you to confirm a purchase made with your card.
Reply to the text message by choosing between the options A and B given in the text message. If you don´t recognise the transaction, you will receive further instructions on your card and its use in another message. If we receive an invalid reply or no reply at all, you will get a separate text message about this.
Nordea will send the text messages to the phone number in its customer register. If your phone number has changed, please call Nordea Customer Service, 0200 70 000, Mon-Fri 8.00-18.00.
Replying to the text messages will cost you the standard network charge for an SMS. If you have one of the above-mentioned cards, the services will be available to you automatically.