Online shopping has increased considerably – credit cards add to the security of payments
The purchasing behaviour of Finns has changed significantly during the Covid-19 pandemic. According to an e-commerce report published by Posti, 50% of Finns make at least half of their purchases online. In 2020, 60% of Finns made more online purchases than the year before. The majority of them justified this by their aim to protect themselves and others from the coronavirus.
A credit card is the best method of paying online purchases, as it provides you with the additional cover brought by the Consumer Protection Act in case of any problems. If a purchase you paid with your credit card is not delivered, you receive a wrong product or the product has broken during shipment and you are not able to sort it out with the seller, you can turn to your bank to get help.
You should pay your airline tickets with your credit card, as this protects your purchase against the airline’s bankruptcy, for example. If you pay flights directly from your bank account, they will not necessarily be compensated.
Card payments in online shops are safe due to strong identification. Nordea customers can use either our code app or our code calculator for strong identification.
You can easily switch the online payment option for your Nordea Gold card either on or off in Nordea Netbank and Nordea Mobile. Keeping the option off when not making online purchases will bring you additional protection.