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Savings calculator

With the savings return calculator you can easily get an estimate on the amount to be saved or an amount that you should set aside to reach your savings target. Please note that the calculator is only available in Finnish.

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* Tips for choosing return expectations

  • The return expectations are less than one per cent for extremely safe investments 
  • 2-4 per cent for average risk investments, e.g. balanced funds. 
  • In case of higher risks, such as when investing in shares, you can expect a return of over 4 per cent. All estimates are long-term revenue expectations. 

Risks can be mitigated, for example, by diversifying your investments over time, geographically and by investment products. In the short term, the value of investments may also decrease. 

How does the savings calculator work?

  • Starting balance: Enter the amount you plan to deposit in the savings account initially.
  • Monthly saving: Enter the amount you will deposit on an ongoing monthly basis. It's an optional field.
  • Time: Choose the period of time your money will be in savings without a withdrawal. You can select a number of years or months.
  • Return expectation: Choose a return expectation. The return expectations are less than one per cent for extremely safe investments and 2-4 per cent for average risk investments. In case of higher risks, such as when investing in shares, you can expect a return of over 4 per cent. All estimates are long-term revenue expectations. 

Important information about investing

The information provided on this website is intended for general product information only and does not constitute investment advice or recommendations. When it comes to funds or equities, past performance is not a guarantee of future results. The value of fund units or equities may increase or decrease due to market movements, and it is not certain that you will get back the entire amount you invested.

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