As our home loan customer, you get valuable benefits. See the table below for a calculated example of the benefits that the fictional family Virtanen would get as our home loan customers.
Family Virtanen – a couple with children under 18 | Cost savings
|
Services (Common services are shown in the column for person 1) | Person 1, 32 years old
| Person 2, 35 years old
| In total, euros
|
Mobile Plus package for the parents, 0 euros
| 55.80 | 55.80 | 111.60 |
A baby gift for new customers
| 20.00 | | 20.00 |
A baby gift for regular savers
| 30.00 | | 30.00 |
FlexiPayment benefit *)
| 150.00 | | 150.00 |
Home insurance from If **), 25% off for the first 12 months
| 125.00 | | 125.00 |
MyLife insurance policies ***) for the parents, 15% off as a permanent benefit
| 62.55 | 72.60 | 135.15 |
FlexiCredit ****), a lower margin for the first 12 months
| 285.00 | | 285.00 |
Total cost savings, euros
| 728.35 | 128.40 | 856.75 |
Your total cost savings are determined based on the services you use. The prices in the table were calculated in May 2024 and are subject to change. The examples are calculated compared to our normal prices.
*) Change to repayment schedule in Nordea Mobile or Netbank 150 euros.
**) Single-family home for which the normal price of the insurance policy is 500 euros per year.
***) Life insurance policy 100,000 euros, critical illness cover 50,000 euros, permanent disability cover 50,000 euros; normal price is 417 euros per year for person 1 and 484 euros per year for person 2.
****) FlexiCredit 10,000 euros, fixed equal payments 250 euros per month, reference rate is the 3-month Euribor 3.824% (14 May 2024). The annual percentage rate is 13.2%.
In the Nordea MyLife insurance policy, the death cover is granted by Nordea Life Assurance Finland Ltd and the covers for illness and unemployment are granted by Nordea Insurance Finland Ltd. Nordea Bank Abp acts as their agent. If insurance policies are granted by If P&C Insurance Ltd (publ), branch in Finland.