FlexiPayment – Get flexibility for your loan repayments free of charge

Check if you have FlexiPayment available

1. Log in to Nordea Mobile or Netbank to check if your loan includes FlexiPayment. You can see this in your loan details.
2. If your loan doesn’t include FlexiPayment, you can add it by applying for a change to your loan.
3. You can apply for a payment holiday if adding FlexiPayment to your loan is not possible. See further instructions on payment holidays.

We apply normal credit-granting procedures to FlexiPayment and payment holidays. You can only add FlexiPayment to loans that are repaid monthly.

FlexiPayment is not available for loans that have a state guarantee, an interest subsidy or a fixed interest rate.

How to use FlexiPayment in Nordea Mobile

You can see the FlexiPayment amount available to you in the details of your loan. To see the details, go to the Overview tab and select Loans. Then select the relevant loan and view the details.

You will see your next monthly payment under the upcoming payments about 2 weeks before its due date. The details of your loan will show the upcoming payment and the minimum repayment required.

How to adjust your monthly payment: 

1. Go to Payments and e-invoices, and view your upcoming payments.
2. Select the relevant monthly payment and then Edit.
3. Edit the monthly payment as you want.
4. When you are ready, tap Continue.
5. Confirm the payment.

Remember to confirm the change. Your monthly payment won’t be paid if you don’t confirm the change. You can also confirm the payment from your unconfirmed payments list under Payments and e-invoices. 

Note that you need to make the change by 23.00 on the day preceding the original due date of the payment. If the original due date of the monthly payment is on a Saturday and the payment is automatically postponed until Monday, you still need to make the change by 23.00 on Friday. If the original due date of the monthly payment is on a Sunday and the payment is automatically postponed until Monday, you need to make the change by 23.00 on Saturday.

How to use FlexiPayment in Nordea Netbank

You can see the FlexiPayment amount available to you in the details of your loan. To see the details, go to the Finances tab and select Loans. Then select the relevant loan and view the details. 

You will see your next monthly payment under the upcoming payments about 2 weeks before its due date. The details of your loan will show the upcoming payment and the minimum repayment required.

How to adjust your monthly payment:

1. First, go to the Payments tab and select Outgoing payments. 
2. Under your upcoming payments, select Manage next to the relevant monthly payment and then Edit payment.
3. Edit the monthly payment as you want.
4. Confirm the payment.

If you first select Save, remember to confirm the change separately. Your monthly payment won’t be paid if you don’t confirm the change. You can also confirm the payment by going to the Payments tab and selecting Outgoing payments. Find the payment under your unconfirmed payments.

Note that you need to make the change by 23.00 on the day preceding the original due date of the payment. If the original due date of the monthly payment is on a Saturday and the payment is automatically postponed until Monday, you still need to make the change by 23.00 on Friday. If the original due date of the monthly payment is on a Sunday and the payment is automatically postponed until Monday, you need to make the change by 23.00 on Saturday.