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Loans and consumer credit

Nordea has a comprehensive range of loans and consumer credit options for your needs. Whether you’re planning to buy a new home or a car, you can apply for a loan or credit best suited to your needs. Apply for a loan or credit online – you will get a credit decision quickly.

Why do you need a loan?

In our selection you will find loans and consumer credit that suit your needs.

  • A loan for buying a new home or holiday home, or for basic renovations. Read more about Nordea’s home loan and apply for a loan commitment free of charge.
  • An unsecured consumer credit for purchases of 2,000–50,000 euros. Read more about FlexiCredit!
  • A secured bank loan for purchases of more than 10,000 euros. Read more!
  • A credit card for big and small purchases in Finland and abroad. Read more about Nordea's credit card selection and apply for a card with a credit limit that suits you best.
  • A student loan will help you fund your student life. Read more about the student loan and apply for a student loan online.
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I need a loan to buy a home or a holiday home

With Nordea's agile home loan you can buy a home, build a house or purchase a flat as an investment or a holiday home. You get FlexiPayment free of charge, a long loan period and free daily banking services. Your loan period may be up to 35 years.

Read more about our agile home loan

I need a loan of 2,000 to 50,000 euros without security

The loan period of FlexiCredit is flexible and the repayments are always made in equal amounts. You can apply for FlexiCredit alone or together with another person as long as both applicants are of age. You can have two instalment-free months per year or you can repay your loan faster than agreed on if you so prefer.

Read more about FlexiCredit

I need a credit card facility of 2,000–10,000 euros

The credit facility included in a Nordea Gold card allows you to make large purchases. We recommend you pay for your travels with your Nordea Gold credit card, as it includes comprehensive purchase protection and travel insurance. You will receive an interest-free payment period of 30 days on average for all your purchases.

Read more about Nordea Gold card

Loans for various needs

Thinking of buying a new home or a car, or getting a loan to fund your student life? Nordea has a loan to suit all needs.

A loan for buying a new home

Nordea's agile home loan will ensure flexibility in your daily finances – and you get our benefits for home loan customers. Applying for a home loan is easy online.

Read more about our home loan

Travel loan

You can use a travel loan to pay for airline tickets, hotel reservations and other travel-related expenses. Nordea provides you with finance for your travels according to your needs.

Read more about our travel loan

Car loan

You can use Nordea’s car loan to finance your car purchase if you buy a used car from a private person. You can borrow up to 50,000 euros without security. Read also about hire purchase and Autoleasing.

Read more about our car loan

Home decoration loan

Do you want to enhance your home's comfort or create a cosy home office? With Nordea's FlexiCredit you can realise even your most ambitious decoration ideas.

Read more about our home decoration loan

Renovation loan

Planning a renovation of your sauna or basic renovation for your home? With our renovation loan, you can carry out even bigger renovations, as you can borrow up to 50,000 euros without security.

Read more about our renovation loan

Holiday home loan

Dreaming of a holiday home by a lake? You can apply for Nordea's agile holiday home loan using the home loan application form if you select holiday home as the purpose of the loan.

Read more about Holiday home loan

Boat loan

Choose our boat loan if you want to buy a new boat and need a loan to finance the purchase.

Read more about our boat loan

Student loan

A student loan will help you fund your student life and allow you to focus on your studies.

Read more about our student loan

Information on loans and consumer credit