Opening a joint account
As a general rule, we recommend that customers have at least one account that is solely in their own name, as this helps keep funds separate.
However, if you and your partner, for example, need a shared account for household expenses or groceries, one option is to open a new current account online and ask us to convert it into a joint account (an ‘either/any-to-sign’ account).
An ‘either/any-to-sign’ account means that multiple account holders can use the account independently to pay bills or withdraw funds, for example, without the other account holders’ consent.
Another option is to grant your partner access rights to a current account you have opened online in your own name. If you select this option, it’s important to understand that in the event of a dispute, the funds in the account are generally considered to belong to the account holder. As a rule, it’s not advisable to keep large sums in a current account – savings are best held in each individual’s own savings account.
When sharing account ownership or access rights, we recommend that you contact us together with the other person to ensure a smooth process.
Sharing access rights to an account
If you would like to share access to your account – with your partner, for example – or make other changes to the access rights, please contact us.
We recommend that you do this together with the person who will be granted access.
Contact us
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