Disposal account

An account for daily banking. Choose Disposal Account for your salary, pension, child allowance or other recurring payments and complement it with suitable services from our extensive service range.

Your benefits

  • You can link environmentally friendly electronic services to your account, such as 

        – account statement in Netbank
         – e-invoice
         – ePiggy

  • The account is covered by the deposit guarantee.

Interest calculation method

The interest rate is calculated on the lowest book balance of the month according to actual calendar days using 365/366 as the divisor. 

Payment of interest

The deposit interest is paid to the account annually during the month following the month in which the account was opened.

Using the account

Using your account is easy: log into Netbank, call our Customer Service and identify yourself with your access codes or visit one of our branches.

Taxation

In Finland, the deposit interest paid on accounts is subject to tax-at-source.

Open an account for a school class

Usually, a trusted person is appointed to manage the assets of a school class. When opening an account for a school class a new account is opened under the trusted person's banking relationship. The appointed person can open the account in his or her own Netbank, by calling our customer service 0200 70 000 (Mon–Fri 8.00–18.00) or by visiting one of our branch offices. At least one other person is chosen to have a right to use the account, this is required to ease the use of the school class’s assets. 

The account might also have several accountholders. All the accountholders must be customers of Nordea. In case the future accountholders are not yet customers of Nordea or if they do not have Netbank access codes, they can become customers of Nordea for example online www.nordea.fi/Start banking with us.  

The easiest way of using the account is by linking it to your Netbank. You can also link a card to the account. 

More information

Do you want to open an account for an unregistered association? (pdf, 236 KB)Opens new window

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