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Current account

An account for daily banking. Choose Current Account for your salary, pension, child allowance or other recurring payments and complement it with suitable services from our extensive service range.

Open account in Netbank

Your benefits

  • You can link environmentally friendly electronic services to your account, such as 

        – account statement in Netbank
         – e-invoice

  • The account is covered by the deposit guarantee.

Interest calculation method

The interest rate is calculated on the lowest book balance of the month according to actual calendar days using 365/366 as the divisor. 

Payment of interest

The deposit interest on the account (if any) will be paid once a year.

Using the account

Using your account is easy: log into Nordea Mobile or Netbank, call our Customer Service and identify yourself with your access codes or visit one of our branches.

Taxation

In Finland, the deposit interest paid on accounts is subject to tax-at-source.

Open an account for a school class

Usually, a trusted person is appointed to manage the assets of a school class. When opening an account for a school class a new account is opened under the trusted person's banking relationship. The appointed person can open the account in his or her own Netbank, by calling our customer service 0200 70 000 (Mon–Fri 8.00–18.00) or by visiting one of our branch offices. At least one other person is chosen to have a right to use the account, this is required to ease the use of the school class’s assets. 

The account might also have several accountholders. All the accountholders must be customers of Nordea. In case the future accountholders are not yet customers of Nordea or if they do not have Netbank access codes, they can become customers of Nordea for example online at nordea.fi/en/personal/become-customer/.  

The easiest way of using the account is by linking it to your Netbank. You can also link a card to the account. 

More information

Do you want to open an account for an unregistered association? (pdf, 236 KB)

Frequently asked about Current account

Terms and conditions
Prices and interest rates

Conveniently in Nordea Netbank

Open account in Netbank

Access codes

With Access Codes you can take care of banking regardless of time and place. You can sign agreements, identify yourself in other service providers' services and safely pay for online purchases.

Read more about access codes

Credit transfer

Credit transfer is an easy way to make euro payments in Finland and to European banks. They can be made in many different ways: in Netbank, at a payment ATM, or as branch service.

Read more about credit transfer

Know your customer – why does the bank ask?

Banks have a statutory obligation to identify and know their customers. In addition to the personal details, the bank must have sufficient information on the customer's business, financial position and origin of funds.

Read more about identifying of our customers

Personal customers

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