As our Premium Customer, you get valuable benefits. See the table below for a calculated example of the benefits that the fictional family Nieminen would get as our Premium Customers.
Family Nieminen – a couple with no children | Cost savings
|
| Services (Common services are shown in the column for person 1) | Person 1, 54 years old | Person 2, 55years old | In total, euros |
Mobile Plus package for the parents, 0 euros
| 55.80 | 55.80 | 111.60 |
Home insurance from If *), 25% off for the first 12 month
| 125.00 | | 125.00 |
Holiday home insurance from If *), 25% off for the first 12 months
| 75.00 | | 75.00 |
MyLife insurance policies **) for both spouses, 20% off as a permanent benefit
| 295.00 | 319.40 | 614.40 |
FlexiCredit ***), a lower margin
| 1,590.00 | | 1,590.00 |
Autoleasing ****), first month 0 euros
| 1,111.00 | | 1,111.00 |
Total cost savings, euros
| 3,251.80 | 375.20 | 3,627.00 |
- The couple has also had a meeting with our wealth advisor, and they have chosen a balanced fund for one of them and a unit-linked insurance policy for the other according to their investment plan. Both the meeting with our wealth advisor and the investment plan are free of charge.
- The valuable benefits our Premium Customers are entitled to include access to legal services for wealth management. Our legal counsel has prepared Wealth 360 plans, wills and continuing powers of attorney for both spouses.
Your total cost savings are determined based on the services you use. The prices in the table were calculated in May 2024 and are subject to change. The examples are calculated compared to our normal prices.
*) Single-family home for which the normal price of the insurance policy is 500 euros per year, and a holiday home for which the normal price of the insurance policy is 300 euros per year.
**) Life insurance policy 100,000 euros, critical illness cover 50,000 euros for both spouses; normal price is 1,475 euros per year for person 1 and 1,597 euros per year for person 2.
***) FlexiCredit 30,000 euros, fixed equal payments 1,000 euros per month, reference rate is the 3-month Euribor 3.824% (14 May 2024) for the first 12 months. The annual percentage rate is 8.1%.
****) Polestar 4 long range 48 months, 25,000 km per year, comprehensive insurance – normal monthly fee 1,111 euros.
Nordea’s unit-linked insurance policies and the death cover in the Nordea MyLife insurance policy are granted by Nordea Life Assurance Finland Ltd and the covers for illness and unemployment are granted by Nordea Insurance Finland Ltd. Nordea Bank Abp acts as their agent. If insurance policies are granted by If P&C Insurance Ltd (publ), branch in Finland.
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