| Purchase price | Brokerage fee |
| EUR 100 | EUR 1 |
| EUR 200 | EUR 2 |
| EUR 400 | EUR 4 |
| EUR 700 | EUR 7 |
Example of how the 1% fee cap affects the brokerage fees of transactions of less than 800 euros on the Nordic stock exchanges and for all ETFs.
| Purchase price | Brokerage fee |
| EUR 1,000 | EUR 8 |
| EUR 3,000 | EUR 8 |
| EUR 5,000 | EUR 10 |
| EUR 10,000 | EUR 20 |
Example of brokerage fees in transactions of more than 800 euros when you start on the basic tier of our tariff. Please note that the brokerage fee is reduced for active traders. See how the brokerage fee changes on different fee tiers.
Here is how the total fees you have paid affect your brokerage fees. You start on tier 1, when your accumulated brokerage fees are 0 euros. When you accumulate fees by trading actively, you will be upgraded to the next tier, and your brokerage fees will be reduced.
Tier 1 Accumulated fees EUR 0 | Tier 2 Accumulated fees EUR 150 | Tier 3 Accumulated fees EUR 500 | Tier 4 Accumulated fees EUR 1,000 | Tier 5 Accumulated fees EUR 2,500 |
Trade of more than 800 euros 0.20% min. EUR 8 | Trade of more than 800 euros 0.18% min. EUR 8 | Trade of more than 500 euros 0.15% min. EUR 5 | Trade of more than 500 euros 0.10% min. EUR 5 | Trade of more than 300 euros 0.06% min. EUR 3 |
Trade of less than 800 euros 1%* | Trade of less than 800 euros 1%* | Trade of less than 500 euros 1%* | Trade of less than 500 euros 1%* | Trade of less than 300 euros 1%* |
*Please note that the 1% fee cap applies to the Nordic stock exchanges and all ETFs. In other marketplaces, the brokerage fee is at least equal to the minimum fee stated in our tariff. The minimum fees are shown in the table above.
| 0.5%, minimum EUR 40 (for all marketplaces) |
| 1%, minimum EUR 60 (for all marketplaces) |
| Customer | Brokerage fees accumulated in previous quarter | No brokerage fees accumulated in previous quarter |
|---|---|---|
| Private Banking customers | EUR 0 | EUR 0
|
| Other personal customers
| EUR 0
| EUR 2.45 |
| Corporate customer | EUR 0
| EUR 2.95 |
The foreign exchange fee for transactions in other than euro denominated shares (and funds) is 0.3%.
Additionally:
The brokerage fee is 2% (minimum EUR 168.19) for orders that cannot be brokered automatically. The total fee charged from the seller – and in the case of trades of subscription rights, also from the buyer – is half of the transaction price at maximum. The brokerage fee is set daily.
| Itemisation | % |
|---|---|
| Of the transaction price of a buy or sell transaction in connection with subscription | 4.00 |
| Asset transfer tax on the transaction price for subscription rights, from the buyer and the seller | 0.80
|
| Itemisation | EUR |
| Registration of a trade brokered by a broker other than Nordea Markets | 10.00 |
Monitoring of trading in a securities portfolio pledged as security, per trade transaction. VAT 25.5%. In addition, a trade registration fee is charged.
| 34.5 |
| Payments | Additional information |
|---|---|
| Custody fees | EUR 0–2.45 per month
|
Transfer of an account from another bank to Nordea (only applies to Finnish equities and the transfer of an entire book-entry account) | EUR 0 Plus the transfer costs of foreign securities, if any, in accordance with our tariff. |
| Transfer of an account to another service provider (only applies to Finnish equities and the transfer of an entire book-entry account) | EUR 0 Plus the transfer costs of foreign securities, if any, in accordance with our tariff. |
| Transfer of foreign securities | EUR 70 per security |
| Debit date |
|
| Custody fee rules apply to all the accounts of an individual customer | If you have, for example, two book-entry accounts and an equity savings account, you will get free custody for the next quarter if you execute one trade on any of these three accounts. This means that just one trade for which you pay a brokerage fee will remove the custody fees for all three accounts. Note. Your brokerage fees do not apply to other people’s book-entry accounts you are authorised to use (for example, your child’s). You have to execute one trade on such accounts, too, to get their custody fee removed for the next quarter. |
| Example |
|
Besides the service fees payable to Nordea, you will have to pay any fees and charges that Nordea has to pay to Euroclear Finland Oy, sub-custodians and other third parties.
For example, the custody of depositary receipts (ADR and GDR) is subject to an administration fee in addition to Nordea’s fee. The administration fees vary by programme and are not known in advance. We advise you to read about ADR and GDR programmes directly either on the issuer’s website or through the company’s investor relations.
| Itemisation | Fee |
|---|---|
| Custody fee | EUR 0–2.45 per month No custody fees are charged in the following cases:
|
| Opening an account | EUR 0 |
| Withdrawals/deposits | EUR 0 |
| Closing an account | EUR 0 |
| Transfer of an account to another service provider | EUR 100 Plus the transfer costs of foreign securities, if any, in accordance with our tariff. |
| Transfer of foreign securities | EUR 70 per security |
We will not charge you any custody fees on your book-entry account or equity savings account if you have executed at least one trade that is subject to a brokerage fee during the previous quarter.
| Fees for the custody services of book-entry accounts and equity savings accounts | Fee |
|---|---|
| Custody fee for book-entry accounts and equity savings accounts | EUR 0–2.45 per month |
| Transfer of book entries, each | Fee, EUR
(incl. VAT 25.5%) |
|---|---|
| From another bank to Nordea (only applies to Finnish equities and the transfer of an entire book-entry account) | free of charge |
| Within Nordea from one account to another | 5.00 |
| From Nordea to another account operator | 30.00 |
| Deposit or removal of a security in connection with a transaction executed through a broker other than Nordea. | 25.00 The fee is not subject to value added tax. |
| Deposit or removal of book-entries to or from custody | |
| Removal of securities from custody, per security | 15.00 |
| Deposit or removal of a security in connection with a transaction executed through a broker other than Nordea. The fee is not subject to value added tax. | 25.00
The fee is not subject to value added tax. |
| Transfer or receipt of a Finnish security in book-entry form to or from another custodian bank. | 50.00
The fee is not subject to value added tax. |
| Registration based on a document | |
| Pledging when the pledge holder is Nordea Bank Oyj | 5.00 |
| Addition, change or removal of a right of transfer, right to income, restriction on sale or authorisation to register | 35.00 |
| Addition, change or removal of a pledge on behalf of a party other than Nordea Bank Oyj | 35.00 |
| Registration of a trade brokered by a broker other than Nordea.
The service is not subject to value added tax. | 25.00
The fee is not subject to value added tax. |
| Conversion from one share series to another | 45.00 |
| Reports, certificates and reorders | |
| Balance statements | |
| Asset statement, book-entry account and custody of securities | 10.50 |
| Asset statement, fund portfolio | 10.50 |
| Reorders | |
| End-year portfolio reports | 10.50 |
| Fund transaction list | 10.50 |
| Extract from the book-entry account and custody of securities | 27.00 |
| Reports ordered separately | |
| Securities transactions | 27.00 |
| Realised gains and losses of securities trading | 27.00 |
| Calculation on securities trading | 27.00 |
| Tax-at-source declaration for persons with limited liability to pay tax | 9.50 |
| Other | |
| For the preparation of other certificates, reports or calculations, we charge according to the time spent | 100.00 per hour |
| Customer level | Custody fee EUR [PRICE], incl. VAT 25.5% | Removal fee EUR [PRICE], incl. VAT 25.5% | Deposit fee EUR [PRICE], incl. VAT 25.5% |
|---|---|---|---|
Private Banking customers | 0.00 | 0.00 | 0.00 |
| Premium Customers | 3.50 each per month* | 30.00 per visit | 30.00 per visit |
| Other customers | 3.50 each per month* | 60.00 per visit | 60.00 per visit |
| * Will, deed of gift, prenuptial agreement, shares in a housing company or real estate, mortgage deed or other document or agreement |
| Share issue | Fee
incl. VAT 25.5% |
|---|---|
| Preparation and sending of a subscription calculation and execution of the transaction | 7.00 |
| Exchange of share certificates | |
| Exchange of share certificates, per type | 7.00 |
| Registration of shares | |
| for each share certificate* | 2.00 |
| minimum* | 17.50 |
| Transfer of securities, per security | Fee, EUR (incl. VAT 25.5%) |
|---|---|
| Transfer of foreign security within Nordea from one account to another | 15.00
The fee is not subject to value added tax. |
| Transfer or receipt of a foreign security in book-entry form to or from another custodian bank. | 70.00
The fee is not subject to value added tax. |
| Conversion of a foreign physical security into the book-entry format. All external costs payable by Nordea will also be debited. The amount of external costs is determined case by case. | 100.00 per hour
|
| Applying for a refund of tax-at-source levied on dividend paid abroad | Fee incl. VAT 25.5% |
| Applying for tax exemption in another Nordic country, price per country. Tax exemption in other countries cannot be applied for. | 200.00 |
| Applying for a refund of tax-at-source: | |
| Belgium, France, Sweden, Germany, Switzerland and Denmark
Fee EUR 100 per dividend payout. The sum to be refunded must be at least 200 euros per dividend payment. | 100.00 |
| Receipt issued by a foreign sub-custodian bank for dividend paid, price per dividend payment*
| 25.00 |
| Receipt issued by Nordea for dividend paid, price per dividend payment* | 25.00 |
| Services related to general meetings of shareholders (registration of the right to vote) | 250.00 |
| * Please note that both receipts are necessary if the customer personally submits an application concerning tax-at-source to a foreign tax authority. | |
| Conversion | Fee incl. VAT 25.5% |
| Conversion of a publicly traded security for public trading on another market.
| 130.00 |
| The service fee is also charged if the customer modifies or cancels the order. | |
| The fees will be determined and published separately for each security type.
| |
Besides the service fees payable to Nordea, you will have to pay any fees and charges that Nordea has to pay to Euroclear Finland Oy, sub-custodians and other third parties.
|
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