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When you enter student life

As a student, you can enjoy a wide range of valuable perks with us:

  • Opening fee 0 euros – A new student loan with no arrangement fee
  • 20 euro gift – For fund savers in connection with a new student loan
  • Gold package – Nordea Gold with cashback

And if you’re aged 18 to 27, you can also enjoy a wide range of benefits for young adults. These include low-cost or free daily banking services, as well as exclusive benefits for saving and investing.

See our benefits for 18–27-year-olds

Try out the calculator

Work out a student loan that you can afford

How does taking out a student loan affect my finances?

Read more about the student loan amount and interest

Did you know about student loan compensation?

Read more and see if you’re eligible

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Tips for managing money as a student

We asked students for their top tips for managing money and working while you study. See what they said and take a look at the calculations we put together to help you plan your finances as a student.

How to manage your money as a student


New students are often unsure about day-to-day money management and taking responsibility for their personal finances. Budgeting is an important skill to have, so get started by taking a look at the general budget samples we have put together.

Read more about money management for students

Working while studying


Many students have to balance studying with working. Work offers experience and much needed additional income, but too much work can lead to exhaustion or being forced to pay back student financial aid.

Read more about working while studying

Careers at Nordea

Check out the job opportunities we offer

Are you about to finish your studies?

Read about student loan repayment

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Saving and investing as a student

While you enjoy student life to the fullest, it’s also important to think about the future. 

You should start saving money as early as possible. Your savings allow you to deal with unexpected expenses and take the first steps towards your future aspirations. 

Learn about different ways to save – and get started with whatever you can afford.  

Start monthly saving

Start regular saving with as much or as little as you like. As our customer, you can invest in funds without any trading fees through Nordea Mobile and Netbank.

Read more about monthly saving

Start monthly saving

Start regular saving with as much or as little as you like. As our customer, you can invest in funds without any trading fees through Nordea Mobile and Netbank.

Read more about monthly saving

Interested in investing in the stock market? Investors under 30 years old can open a free equity savings account.

Learn about investing in equities

Equities

Interested in investing in the stock market? Investors under 30 years old can open a free equity savings account.

Learn about investing in equities

Our digital investment adviser Nora will help you find the funds that match your goals. Using Nora is easy and doesn’t cost you anything – it helps you get started with investing in just a few minutes. 

Try Nora

Digital savings advice

Our digital investment adviser Nora will help you find the funds that match your goals. Using Nora is easy and doesn’t cost you anything – it helps you get started with investing in just a few minutes. 

Try Nora

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Moving away to study

Are you moving out for your studies and planning to rent accommodation for the first time? 

Take advantage of our discount on If’s home insurance policies, learn how a rental security deposit account works and set up an ASP account to start saving for your first home.

ASP account

An ASP account allows you to start saving for your dream home while you study.

Read more and set up an ASP account

ASP account

An ASP account allows you to start saving for your dream home while you study.

Read more and set up an ASP account

As our student customer, you get 25% off the first insurance period of a new If home insurance policy.

Explore home insurance

Home insurance

As our student customer, you get 25% off the first insurance period of a new If home insurance policy.

Explore home insurance

A rental security deposit account is a safe alternative for providing a security deposit to your landlord. 

Read about rental security deposit account

Rental security deposit account

A rental security deposit account is a safe alternative for providing a security deposit to your landlord. 

Read about rental security deposit account

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Indicative annual percentage rate
The insurance provider
Important information about investing

As a data controller, Nordea Bank Abp processes your contact information to deliver the products and services that are agreed between the parties and for other purposes, such as to help you with your request or comply with laws and other regulations. For detailed information on Nordea Bank’s processing of personal data, please review Nordea’s privacy policy or contact Customer Service via the contact information on our Nordea.com webpage. The privacy policy contains information about your rights in connection with the processing of your personal data, such as the access to information, rectification, data portability, etc.​

Find out how we use your personal data

Indicative annual percentage rate

The indicative Annual Percentage Rate (APR) of a student loan is 3,6 % when the loan amount is 4 500,00 EUR the loan period is 15 years and the margin is 0,50 %. The estimated total cost of the loan is 6 068,13 EUR and the number of loan payments is 120. The calculation includes a fee for the automatic debiting of loan payments, which is 2,50 EUR per payment, and an arrangement fee of 10,00 EUR . The calculation assumes that the loan will be drawn down over five years and the loan interest, payments and fees will remain unchanged throughout the loan period. The reference rate of the example calculation is the 12-month Euribor, which was quoted at 2,184 % (on 8 September 2025).

The insurance provider

Nordea MyLife personal insurance policies are provided by Nordea Life Assurance Finland Ltd or Nordea Insurance Finland Ltd, for which Nordea Bank Abp acts as an agent.

If's insurance policies are issued by If P&C Insurance Ltd (publ), branch in Finland, for which Nordea Bank Abp acts as an agent.

Important information about investing

This is an advertisement. The information provided on this website is intended as general product information only and does not constitute investment advice or recommendations. The return on your investment may fluctuate, and you may lose some or all of your capital. Past performance is not a guarantee of future results. Nordea funds are managed by Nordea Investment Funds S.A. and Nordea Funds Ltd, which are part of the Nordea Group. We recommend that you read the fund’s Key Investor Information Document before making any investment decisions. 

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