To help you, we have made an example calculation showing how a 45-year-old Premium Customer can save almost 1,800 euros a year with our customer benefits.
The customer has a Platinum package with a Nordea Platinum card, a Nordea Gold card, a current account and online banking credentials. The customer gets the package price, as they use Nordea Mobile and have their salary paid into their Nordea account.
They live in a single-family house and pay 500 euros per year on their home insurance from If. The customer has a life insurance policy for 100,000 euros, a critical illness insurance policy for 50,000 euros and a permanent disability insurance policy for 50,000 euros from Nordea.
They have a home loan and pay the premiums of their personal insurance policies in connection with their loan repayments. At the end of the year, they also change homes and take out a new home loan of 300,000 euros from Nordea.
Furthermore, the customer has a FlexiCredit of 10,000 euros and uses the Streamer service.
Example calculation: Premium Customer benefits in the first year| Customer benefit | Premium Customer price (normal price) |
| Platinum package | 71.88 euros (318.83 euros) |
| New home insurance from If, 25% off for the first 12 months | 375.00 euros (500.00 euros) |
| FlexiCredit with a lower margin | 258.45 euros (816.79 euros) |
| 20% discount on personal insurance for customers who have a loan from us | 791.92 euros (990.43 euros) |
| Home loan arrangement fee and transaction closing fee at a 50% discount | 635.00 euros (1,270.00 euros) |
| Streamer service at a 50% discount | 72.00 euros (144.00 euros) |
| Total cost savings | 1,835.81 euros |
- The price shown in brackets in the table is the customer’s annual cost for the services, based on our standard service tariff.
- The discount on If home insurance policies applies to all Nordea customers. If insurance policies are provided by If P&C Insurance Ltd (publ), branch in Finland.
- The 20% discount on Nordea MyLife personal insurance policies applies to customers who have a loan from Nordea and pay their insurance premiums together with their loan instalment. The insurance policies are provided by Nordea Life Assurance Finland Ltd or Nordea Insurance Finland Ltd, for which Nordea Bank Abp acts as an agent.
- The home transaction in the example is completed digitally.
- The margin discount for FlexiCredit is calculated for the first 12 months. The example uses a loan amount of 10,000 euros, a monthly payment of 250 euros and a 3-month Euribor rate of 2.2%.
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