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Daily banking services smoothly and affordably

All our customers enjoy discounts on insurance and get daily banking services at affordable package prices. Our experts are also here to help when you need advice on saving, investing or planning for the future.  

The benefits will be updated on 1 May 2026 with the launch of our updated Loyalty Programme.

  • Daily banking services at an affordable package price
  • 10% discount on Nordea personal insurance policies 
  • 25% discount on If home insurance policies for the first 12 months
  • Free investment advice from our experts

Save on everyday banking and build a service package that suits you

As our customer, you can get your daily banking services at a clearly lower price by choosing a service package instead of paying for each service separately. 

Your package can include 1 or 2 payment cards, online banking credentials and one or more current accounts. 

The package price applies when you choose Nordea for all your daily banking needs and have your regular income, such as your salary or pension, paid into your Nordea account. 

Examples of our service packages

  • Gold package including a Nordea Gold card and a Nordea Debit card for 6.99 euros per month (without a package 12.57 euros per month).  
  • Blue package including a Nordea Credit card and a Nordea Debit card for 4.99 euros per month (without a package: 12.57 euros per month). 

The prices without a package mentioned in the examples are based on our standard service tariff and assume one current account. 

Read more about our service packages

Cashback with Nordea Gold

Nordea Gold - basic card image - 640X360

The cashback benefit will extend to more of our cards, allowing you to earn money back on your credit card purchases. 

From 1 May 2026, this benefit will also be available with our popular Nordea Gold card. Nordea Gold also includes travel insurance that covers your whole family. 

Discover Nordea Gold

Would you like to enjoy even more comprehensive benefits?

Our Loyalty Programme is based on a simple principle: the more you bank with us, the more you will benefit.  

Do you have savings and investments with other banks? Or a home loan? If you move your assets or loans to us, you can quickly reach the benefits of a Value or Premium Customer and save hundreds of euros per year. 

If you are still building your wealth, don’t hesitate to turn to our experts. We will help you prepare a saving or investment plan for reaching your goals in the coming years.

How to move up in our Loyalty Programme

  • You qualify as a Value Customer when you have a home loan with us or savings and investments totalling over 30,000 euros. 
  • You qualify as a Premium Customer if you or your family have combined savings and investments of at least 100,000 euros or a home loan of 400,000 euros or more plus investments. 
Savings for Nordea customers
Benefits on savings and investments
Benefits on loans and insurance
Benefits for families

You can save more than 140 euros a year by being our customer

To help you, we have made an example calculation showing how a 35-year-old customer can save more than 140 euros a year with the benefits they get from us. 

The customer in the example has a Gold package with a Nordea Gold card, a Nordea Debit card, a current account and online banking credentials. The customer gets the package price, as they use Nordea Mobile and have their regular income paid into their Nordea account. 

They live in an apartment and pay 150 euros per year on their home insurance from If. The customer has a life insurance policy for 100,000 euros and a critical illness insurance policy for 50,000 euros from Nordea. 

Example calculation: Benefits for a Nordea customer in the first year
Customer benefitPrice for a Nordea customer (normal price)
Gold package83.88 euros (150.84 euros)
New home insurance from If, 25% off for the first 12 months112.5 euros (150.00 euros)
10% discount on personal insurance343.66 euros (382.62 euros)
Total cost savings, euros per year143.42 euros
  • The price shown in brackets in the table is the customer’s annual cost for the services, based on our standard service tariff. 
  • The discount on If home insurance policies applies to all Nordea customers. If insurance policies are provided by If P&C Insurance Ltd (publ), branch in Finland.
  • The 10% discount on Nordea MyLife personal insurance policies applies to all Nordea customers. The insurance policies are provided by Nordea Life Assurance Finland Ltd or Nordea Insurance Finland Ltd, for which Nordea Bank Abp acts as an agent. 

Benefits on savings and investments

  • Affordable digital services for small-scale investors. No trading fee for Nordea funds through our digital channels and a maximum brokerage fee of 1% for Nordic listed shares and all ETFs on trades up to 800 euros.
  • You pay 0 euros in monthly custody fees on your book-entry account or equity savings account if you make at least one trade per quarter (normal price 2.45 euros per month).
  • Free investment advice from our experts

Explore our investment services or book a meeting for investment advice

Benefits on loans and insurance

  • 10% discount on Nordea MyLife personal insurance policies – up to 20% for customers who have a loan from us
  • 25% discount on If home insurance policies for the first 12 months
  • Two instalment-free months per year on unsecured FlexiCredit

Discover our insurance offering and FlexiCredit

Benefits for families

  • Free daily banking services for children under 18 (account, Nordea Debit card and online banking credentials) 
  • Baby gift for children under 1 – 20 euros for opening an account and 20 euros for starting saving

Read more about our daily banking services for children and baby gift

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