MyLife well-being benefit – get more out of your personal insurance

Get active and increase your insurance cover by up to 25%. You will find this unique well-being benefit in Nordea MyLife personal insurance only.

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What does the well-being benefit mean?

  • It is a free feature of Nordea MyLife personal insurance that helps you to increase your life insurance cover without additional costs.
  • You’ll get better insurance cover by exercising regularly! This means doing an activity that makes you breathe faster and raises your heart rate. You can walk, run, exercise, dance or pick any other sport you enjoy. 
  • Half an hour of brisk physical exercise a day will raise your insurance cover by 15%. One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover.
  • The increase in insurance cover is determined by your physical activity data. The duration and intensity of your exercise is converted into activity points, the average of which determines your activity level.
  • You can increase your life insurance cover, critical illness cover, permanent disability cover or your cover for death or permanent disability caused by an accident.

This is how getting active can increase your insurance cover

An example of 15% increase

  • If the benefit amount you choose is EUR 50,000 and you do 30 minutes of physical exercise a day, you can get a 15% raise to your insurance cover. If the insured event occurs, the insurance benefit will be EUR 57,500.

An example of 25% increase

  • If the benefit amount you choose is EUR 100,000 and you do 60 minutes of physical exercise a day, you can get a 25% raise to your insurance cover. If the insured event occurs, the insurance benefit will be EUR 125,000.
How does the well-being benefit work?

How does the well-being benefit work?

You will get access to the Nordea MyLife app

The well-being benefit includes the free-of-charge Nordea MyLife app. In the app you can see how your activity level affects your insurance cover. You can also connect your activity trackers, for example sports watches, to the MyLife app.

You can share your activity data with the app through Google Fit. We’ll show you how to do this once you have bought your insurance policy.

How is the increase in insurance cover determined?

The increase in insurance cover is determined by your physical activity data. The duration and intensity of your exercise is converted into activity points, the average of which determines your activity level. Based on the activity level, you will receive a 0%, 15% or 25% increase in your insurance coverage.

The activity levels, their point thresholds and the increases they generate: 

  • Beginner, 0–19 points, no insurance cover increase
  • Moderate exercise, 20–44 points, 15% increase – moderate exercise means that you walk briskly for about 30 minutes or run for 15 minutes every day.
  • Active exercise, 45 or more points, 25% increase – active exercise means that you walk briskly for about 60 minutes or run for 30 minutes every day.

Your activity level will be determined after you have had the well-being benefit for 100 days. After this, your activity level will always be the 100-day average.

You can see your activity level and the increase in insurance cover in the Nordea MyLife app and in Netbank's Insurance service.

More information on calculating activity points is available in the Nordea MyLife app and the rules of the Nordea MyLife well-being benefit. The Nordea MyLife app is developed for Nordea by Benify Ab.

How can I get the well-being benefit?

You will get the well-being benefit automatically when you buy a Nordea MyLife personal insurance policy. Go to our insurance calculator and buy an insurance policy for yourself quickly and easily online!

If you have already taken out Nordea MyLife personal insurance but do not have the well-being benefit, please send us a message via Nordea Mobile or Netbank or call the customer service of Nordea Life Assurance and Nordea Insurance at 0200 22320 (local rates apply) Mon–Thu 8.30–16.30 and Fri 10.00–16.30.

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No insurance policy yet?

Buy a policy quickly and easily! You will get a recommendation for the most suitable insurance for you.

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Already have an insurance policy?

If you already have a MyLife personal insurance and the well-being benefit, you will be able to log in to the MyLife portal.

Log in to the portal version of the Nordea MyLife portal.

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