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What does the wellbeing benefit mean?

  • It is a free feature of Nordea MyLife personal insurance that helps you to increase your insurance cover without additional costs. You’ll get better insurance cover by exercising regularly! This means doing an activity that makes you breathe faster and raises your heart rate. 
  • Half an hour of brisk physical exercise a day will raise your insurance cover by 15%. One hour of brisk physical exercise a day will bring you a 25% raise to your insurance cover. You can walk, run, exercise, dance or pick any other sport you enjoy. 
  • The increase in insurance cover is determined by your physical activity data. The duration and intensity of your exercise is converted into activity points, the average of which determines your activity level.
  • You can easily track your earned activity points by downloading the MyLife app to your phone. See here devices that are compatible with the Nordea MyLife app.
  • You can increase your life insurance cover, critical illness cover, permanent disability cover or your cover for death or permanent disability caused by an accident.

This is how getting active can increase your insurance cover

An example of 15% increase

  • If the benefit amount you choose is EUR 50,000 and you do 30 minutes of physical exercise a day, you can get a 15% raise to your insurance cover. If the insured event occurs, the insurance benefit will be EUR 57,500.

An example of 25% increase

  • If the benefit amount you choose is EUR 100,000 and you do 60 minutes of physical exercise a day, you can get a 25% raise to your insurance cover. If the insured event occurs, the insurance benefit will be EUR 125,000.
How does the wellbeing benefit work?
What devices are compatible with the Nordea MyLife app?
How can I get the wellbeing benefit?
MyLife insurance covers
Rules of wellbeing benefit and insurance provider

Devices and apps compatible with the Nordea MyLife app

The Nordea MyLife app supports phones running the latest versions of iOS or Android. For now, the Nordea MyLife app is not compatible with Huawei phones.

Devices directly compatible with the Nordea MyLife app (iOS and Android)

Connect your smart device to the MyLife app to get your exercise data transferred automatically to our service. You can connect these smart devices directly to the MyLife app: 

  • Garmin
  • Polar
  • Oura  

Follow the steps below: Install the device’s own app on your phone (such as Garmin Connect). Follow the instructions in the MyLife app to connect the device’s app.  

Other device 

iPhone users: 

You can connect many other activity-tracking smart devices to the MyLife app through the Apple Health app on your phone. These devices include: 

  • Apple Watch 
  • Suunto
  • Xiaomi  
  • Withings 

Follow the steps below: Make sure that you have connected your device to the Apple Health app and that the Apple Health app is allowed to share activity data with the MyLife app.

Android users: 

If you have an Android phone, you can connect smart devices to the MyLife app through the Google Health Connect app. These devices include:  

  • Samsung  
  • Xiaomi  
  • Withings 
  • OnePlus  

If you don’t have a sports or smart watch, you can still use the MyLife app: 

iPhone users: You can share your exercise data with the MyLife app by using an activity tracking app, such as Strava, Sports Tracker or Runkeeper. You can also record exercise data manually in the Apple Health app and share this data with the MyLife app. 

Android users: You can share your exercise data with the MyLife app by using an activity tracking app, such as Nike Run Club, Nike Training Club or Google Fit. If you use Google Fit, you can track your activity with the phone’s sensors or keep a manual record of your activity. 

Note that for the time being, it’s not possible to connect Strava, Sports Tracker or Runkeeper directly to Google Health Connect. 

You can add the wellbeing benefit to a new or existing insurance policy

Buy the insurance policy

You will get the wellbeing benefit automatically when you buy a Nordea MyLife personal insurance policy. Go to our insurance calculator and buy an insurance policy for yourself quickly and easily online!

Complement your existing insurance policy with the wellbeing benefit

If you have already taken out Nordea MyLife personal insurance but do not have the wellbeing benefit, please send us a message via Nordea Mobile or Netbank or call the customer service of Nordea Life Assurance and Nordea Insurance at 0200 22320 (local rates apply) Mon–Thu 8.30–16.30 and Fri 10.00–16.30.

You have a personal insurance policy with the wellbeing benefit

If the wellbeing benefit is already linked to your personal insurance policy, download the Nordea MyLife app and start earning activity points.

Select the types of insurance cover that best meet your needs for your MyLife personal insurance

You can select one or more types of insurance cover that suit you best and include them in your personal insurance policy. By taking advantage of the wellbeing benefit, you can raise your insurance benefit by 15% or 25% in the following types of cover:

  • Critical illness insurance
  • Permanent disability insurance
  • Life insurance
  • Cover for death or permanent disability caused by an accident

Nordea also offers these personal insurance policies:

  • Health insurance (health and medical expense insurance)
  • Unemployment and temporary disability insurance

You can’t use the wellbeing benefit to raise your insurance benefit in these types of cover, but you can still start using the wellbeing benefit and the Nordea MyLife app.

Read more about Nordea’s personal insurance policies

No insurance policy yet?

Buy a policy quickly and easily! You will get a recommendation for the most suitable insurance for you. You can buy cover for critical illness, death and permanent disability online.

Check our recommendation and buy online (in Finnish)

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Do you want to be covered for accidental death or permanent disability or unemployment and temporary disability? Fill in our contact form and we’ll get back to you.

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