When you’re looking for an account for regular saving, our PerkAccount is a good option. PerkAccounts have no restrictions for credit transfers. If you want to discuss your savings options with our experts, book a meeting.
There are no limits to the deposit period and amount.
You can freely perform credit transfers without restrictions.
The account is covered by the deposit guarantee.
Features for the PerkAccount
PerkAccount’s annual deposit interest rate is fixed.
Interest is calculated on the daily balance according to actual calendar days. The interest paid on the deposit depends on how long the funds remain in the account.
Deposit interest and possible interest paid instead of deposit interest, are paid to the account annually at the end of the calendar year.
In Finland, the interest paid on accounts is subject to tax-at-source.
Interest is paid on the euro amount of the relevant interest rate tier.
Example: You deposit 10,000 euros to your PerkAccount for one year. You will earn an interest of 0.40% on 9,999.99 euros and an interest of 0.80% on 0.01 euros. Please note that the interest paid on your PerkAccount is annual and depends on the deposit period.
A flexible option when you want to deposit money for at least 12 months. The deposit interest rate is fixed for a period of 12 months, after which the account revolves and the interest rate is updated automatically. You can withdraw funds from the account during the 12-month period.
You can open an ASP account if you’re aged between 15 and 44 and want to start saving to buy your first home. Once you’ve saved at least 10% of the price of your home, we’ll lend you the rest.