Start saving

The earlier you start saving money, the smaller the regular sums you have to save are to reach your target. Over a number of years, your savings will accrue compound interest.

Start saving today and stick to your plan

1. The best time to start  is today

Regular saving brings security to your finances, does not require big income or initial capital, and is suitable for those who want to accumulate a reserve fund. And if you invest your savings correctly, they can also accrue a return for you and increase your savings in time. Start automatic monthly saving with a sum that suits your needs.

2. Make a plan and stick to it

The key to get most value off your savings is to do it regularly. By saving regularly, you can reduce the effect of market fluctuations over the long term, so you won't need to fret about market movements.

Our digital adviser Nora will help you to form a plan that suits your needs. Nora helps you to start saving quickly and conveniently, and helps you with with defining your risk profile and with selecting the right type of funds for you.

Start saving with our digital savings advisor Nora

Get started with saving quickly and easily.

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Read more about different forms of saving

Funds

Funds are an easy way to diversify your investments and you can get started even with a small sum.

Read more about Funds

Savings accounts

Higher interest on your savings Find an account that suits your needs and start saving in an easy way.

Read more about Savings accounts

Saving for a home

There are many ways of saving for a home – read more and find out which of them will suit you best!

Read more about ASP saving

Select the form of saving that suits you best

Quick start to saving with Nora

Our digital adviser Nora is for you who wants to start saving quickly and conveniently, and want help with defining your risk profile and with selecting funds.

Portfolio designer – create your own fund portfolio

The Portfolio designer will support and advise you when you prefer to compile a fund portfolio of your own.

Make a Fund savings agreement in Netbank

If you already know in which funds you want to start saving, you can make an automatic, monthly Fund savings agreement in Netbank.

Save for a buffer in an account or with our ePiggy

  • The FlexiDeposit account is an easy way to save for any unexpected events in your everyday life. 
  • With the ePiggy you can choose an amount to be saved every time you use your card.

Responsible saving and investing

You can make a difference by investing in socially and environmentally responsible companies. Make a difference.

Tips for saving

1. Choose a suitable amount that you can increase with time

Usually the best way is to put away a certain amount on paydays: when you do not see the money, you will not miss it, either.

For example, if you save:   

  • 2 euros a day = 60 euros a month = 720 euros a year
  • 5 euros a day = 150 euros a month = 1,800 euros a year

2. Choose a saving product

  • A suitable alternative for regular saving is fund saving, where the minimum amount to be saved is 10 euros a month. Get started with our digital savings adviser Nora or try our Portfolio designer to find the right funds for you.
  • The ASP account is suitable for young adults (aged 18 to 39) for saving the initial capital for their first own home. The minimum monthly sum to be saved is 50 euros.
  • You can also save small sums in an account. The ePiggy, for example, can help you with this.

3. Stick to your plan - Regular saving mitigates the effect of market volatility

  • Since market movements are impossible to forecast, it is difficult to time your investments at the best possible moment.
  • When you invest in several increments instead of everything in one go, you can avoid the risk related to timing.
  • By investing regularly, you can reduce the effect of market fluctuations over the long term, so you won't need to fret about market movements.