The Siirto app, which is downloadable on a smart phone, enables you to transfer and receive payments in real time with a phone number. It is safe to use the app, as the users are always authenticated with their access codes. The money incoming to/outgoing from the Siirto app is entered to an account of your choice.
Nordea’s Siirto app utilises the Siirto payment system maintained by Automatia to which also other banks and payment service providers connect. While making a payment, you enter the beneficiary’s phone number instead of the account number. When the phone number is in the Siirto payment system, you can see the name of the beneficiary. The beneficiary can see the payment immediately regardless of the bank. You can only use the Siirto app for paying to Finnish bank accounts included in the Siirto payment system.
Further information on the banks participating in the Siirto payment system is available on Automatia’s websiteOpens new window.
Security limits to the Siirto app
|Payments per day||Maximum of EUR 1,700.00|
|Reception of payment||No upper limit|