Siirto – use your phone instead of cash

Transfer and receive money quickly and securely. You only need the other Siirto user’s phone number. Siirto is also a convenient payment method in online stores, apps and pop-up stores, such as flea markets.

Make easy and secure payments with the Siirto app

  • Use your phone instead of cash. 
  • You can transfer money from your bank account to another Siirto user’s account in an instant.
  • All you need is the recipient’s phone number.
  • Siirto is a secure system that has been developed in Finland. 
  • Siirto allows you to share joint expenses with others securely, without any hassle.
  • You can also pay with Siirto in online stores that accept it as a payment method. 
  • You can create a QR code that makes it easier for others to pay you.

Download Siirto today to join more than one million satisfied users!

Selling stuff in a flea market?

Since nobody really carries cash any more, Siirto is the ideal solution if you’re selling the odd item every now and then. With the Siirto app, other Siirto users can pay you instantly using just your phone number or QR code. And you don’t need to worry about the change!

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Need to share expenses with a friend?

Siirto allows you to transfer money easily to your Siirto-using friends with their phone numbers. Sharing a bill is easier than ever when you can instantly transfer money between accounts. A safe mobile payment solution developed in Finland, Siirto has the most satisfied users – more than one million of them in total.

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How to set up Siirto

  1. Download the Nordea Siirto app from your app store.
  2. Log in to the service using your access codes. The customers of S-Bank and Bank of Åland can also use the Siirto service with the Nordea Siirto app.
  3. Enter your phone number and confirm it.
  4. Select the account you want to use.
  5. You’re all set!

You can use the Nordea Siirto service with the access codes of the following banks:

  • Nordea 
  • OP Bank
  • S-Bank
  • Bank of Åland

Frequently asked questions about Siirto

Although mobile payments are easy and secure, new users may have lots of questions about them. While it’s wise to be careful with your money, you can rest assured that mobile payments with Siirto are safe. Read more about the handy Siirto service and how it can make your life easier.

Read the frequently asked questions about Siirto

Prices and terms
Use Siirto
Implementation and use

Download and activate Siirto!

Download Siirto from your app store