Travel Insurance – peace of mind for trips abroad as well as domestic travel

Travel insurance for a single trip or continuous travel insurance? 

Continuous travel insurance is the easiest and most affordable solution for those who travel abroad or take domestic trips at least twice a year.

• When you buy continuous travel insurance you can also add on low-cost cover for domestic travel.
• Continuous travel insurance is valid all year round and in all the countries in the world. You do not need to notify us separately when you travel.
• Valid for trips lasting up to 45 days.
• A single trip insurance policy, i.e. travel insurance for a set amount of time, is the most cost-effective option if you travel abroad only once a year and you do not travel in your own country.
• The price of one-off insurance depends on the destination and the duration of the trip. Insurance is taken out separately for each individual trip.
• It is best to arrange for the policy to start at least three days before you travel. This means we will refund your airline ticket if you fall ill and are unable to travel.

Luggage insurance

If you have If Home Insurance, it always includes luggage. If luggage is not included in your home insurance, you can purchase comprehensive add-on protection for your travel insurance.

• Luggage insurance includes theft and damaged items.
• If your luggage is delayed, you can get essential items at your destination.
• Luggage insurance also includes legal expenses and third party liability insurance for the trip. This reimburses legal expenses in connection with the trip and any damage to a third party caused by you on the trip.
  

Domestic travel

• Add-on cover for domestic travel also provides protection for any trips you make in Finland.
• Add-on cover includes cancellation, which means you will receive a refund if your domestic trip has to be cancelled because you or a member of your family is ill.
• This cover gives you and your family access to care without waiting times at private medical centres around the country.

Travel insurance is provided for a future trip and is only available to persons covered by the Finnish Health Insurance Act who are Finnish residents and also ordinarily live in Finland. Personal accident and health insurance cover in a continuous travel insurance policy is available to persons under the age of 80. Cover for personal possessions in a travel insurance policy is available regardless of the age of the insured. Travel insurance for a set period of time is available regardless of the age of the insured person. If the policy period is over 45 days, a health declaration is always required.

Travel Insurance is valid as follows:

• Continuous travel insurance is valid until the insured reaches the age of 90.
• A one-off travel insurance policy is valid for the dates stated in the insurance policy.

Matkavakuutusopas (pdf, 196 KB)Opens new window (only in Finnish)

HenkilövakuutusehdotOpens new window (only in Finnish)

KotivakuutusehdotOpens new window (only in Finnish)

LaajaPlus IrtaimistovakuutusehdotOpens new window (only in Finnish)

Matkan OikeusturvavakuutusehdotOpens new window (only in Finnish)

The insurance provider is the Finnish branch office of If Skadeförsäkring AB (publ) of Sweden.