Nordea Visa Debit – a good basic card for everyday payments

  • A convenient and reliable payment card for debiting your purchases directly from your bank account.
  • Pay in stores, at ATMs, online and abroad.
  • Withdraw cash in Finland and abroad.
  • You can also pay with your phone or wearable – just add your debit card to a mobile payment service such as Apple Pay or Google Pay.

Visa Debit card allows you to pay flexibly

Purchases made with the Nordea Visa Debit card are debited from your bank account linked to the card. When you make purchases or withdraw cash at an ATM, the balance of your bank account is checked and an authorisation hold equal to the sum of your purchase is placed on the account until the payment is finally debited. This authorisation hold is valid for a maximum of 10 days.

Pay quickly with the contactless payment feature

Lähimaksaminen - valkoinen tausta - small

With your Nordea Debit card, you can make purchases of less than 50 euros easily with a contactless payment. You only need to tap your card on the checkout terminal without having to enter your PIN. Contactless payment is quick and safe.

Read more about contactless payments

Pay with your phone or wearable

Contactless payment with smartphone or smart watch - small

You can pay with your Nordea Debit card also using your phone, watch or other wearables. Add your Debit card to a payment app, such as Apple Pay, Google Pay, Fitbit Pay or Garmin Pay. You can also make contactless payments exceeding 50 euros with your phone.

Read more about mobile payments

Pay with your card also abroad

Credit card and aircraft – small

You can use your Nordea Debit card abroad as well – you just need to set the right geographical restrictions in Nordea Mobile or Netbank. If you withdraw cash abroad, we recommend that you use ATMs that have the Visa logo.

Read more about using your card abroad

Safe and secure

Whether you shop in-store, online or abroad:

  • Paying with your card is always safe and secure – with both contactless and Chip and PIN transactions.
  • You can shop online confidently by using authenticated merchants’ websites. You can recognise these merchants from the Visa Secure logo on their websites.
  • When making online purchases using your card, you are often asked to confirm them. The easiest way to confirm your purchases is with the Nordea ID app (previously known as the Nordea Codes app).
  • Take control over where your card can be used by limiting online usage, changing the security limits and restricting the geographical area. You can do this in Nordea Mobile or Netbank.

How to apply for a Debit card

Nordea Visa Debit is suitable for children and adults alike. You can apply for the card even if you don’t have regular income. Read our instructions on how to apply for the card:

Applying for a card for an adult
Applying for a card for a minor
Your rights when making payments in Europe

Frequently asked questions about the Nordea Debit card

Apply for a card in netbank

Apply now Opens new window