A card with no monthly fee

You can get a Nordea Debit card with no monthly fee if you are a user of Nordea Mobile and have an account with us.

Easy and secure shopping

You can pay in shops and online and withdraw cash safely in Finland and abroad.

Flexible card management

You can change your card’s settings with a few taps in Nordea Mobile.

Nordea Visa Debit in brief

  • A convenient and reliable payment card for debiting your purchases directly from your bank account.
  • Pay in stores, at ATMs, online and abroad.
  • You can add the Plussa feature to the card to take advantage of K-Plussa loyal customer benefits.
  • You can also pay with your phone or wearable – just add your debit card to a mobile payment service such as Apple Pay or Google Pay.

Read more about the Mobile Plus package

Visa Debit card allows you to pay flexibly

Purchases made with the Nordea Visa Debit card are debited from your bank account linked to the card. Every time you make purchases or withdraw cash from an ATM, your account balance is checked  and an authorisation hold corresponding to the amount of the purchase or withdrawal is recorded on your account until the sum is debited. This authorisation hold can appear on your account for a maximum of 10 days.

Pay quickly with the contactless payment feature

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With your Nordea Debit card, you can make purchases of less than 50 euros easily with a contactless payment. You only need to tap your card on the checkout terminal without having to enter your PIN. Contactless payment is quick and safe.

Read more about contactless payments

Pay with your phone or wearable

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You can pay with your Nordea Debit card also using your phone, watch or other wearables. Add your Debit card to a payment app, such as Apple Pay, Google Pay, Fitbit Pay or Garmin Pay. You can also make contactless payments exceeding 50 euros with your phone.

Read more about mobile payments

Pay with your card also abroad

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You can use your Nordea Debit card abroad as well – you just need to set the right geographical restrictions in Nordea Mobile or Netbank. If you withdraw cash abroad, we recommend that you use ATMs that have the Visa logo.

Read more about using your card abroad

Apply for a card in netbank

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Safe and secure

Whether you shop in-store, online or abroad:

  • Paying with your card is always safe and secure – with both contactless and Chip and PIN transactions.
  • You can shop online confidently by using authenticated merchants’ websites. You can recognise these merchants from the Visa Secure logo on their websites.
  • When making online purchases using your card, you are often asked to confirm them. The easiest way to confirm your purchases is with the Nordea ID app (previously known as the Nordea Codes app).
  • Take control over where your card can be used by limiting online usage, changing the security limits and restricting the geographical area. You can do this in Nordea Mobile or Netbank.

Useful tips

You can edit the properties of your card that you choose when you apply for the card later yourself.

Applying for a card
Applying for a card for a minor
PIN code
Daily spending limits, geographical restrictions and online payments
Card renewal and delivery methods
Text message service

Apply for a Nordea Debit card

Nordea customer

You can apply for a new Nordea Debit card in Nordea Mobile or Netbank by selecting Services > Credit and payment cards > Nordea Debit > Apply for Nordea Debit.

Once your application has been approved and the card is visible in Nordea Mobile, you can use it for mobile payments. We will post the physical card to your home address within about two weeks.

New customer

You should first become our customer using our online service. After that, you can order a Nordea Visa Debit card.

Become a Nordea customer online

Prices
Your rights when making payments in Europe

Apply for a card in netbank

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