Find the Mastercard credit card that’s right for you

When you make purchases with any Nordea Mastercard credit card, you get a 30-day interest-free payment period on average for the items you buy with no extra charges, two instalment-free months per year as well as many other useful features.

Which credit card is right for you?

You can see the features and benefits of our credit cards in detail in the comparison table.

Compare our cards

Credit card for students

You can apply for a Nordea Gold or a Nordea Credit card if you’re 18 or older and have been admitted to study in a university or a university of applied sciences. For students, the credit limit is 2,500 euros.

Read more about credit cards for students

Stockmann Mastercard

Stockmann Mastercard is a convenient way to make use of Stockmann’s loyal customer programme benefits. You can apply for a credit limit between 1,500 and 10,000 euros.

Read more about Stockmann Mastercard

Adjust your card settings easily

You can apply for a higher credit limit or adjust other features of your credit card in Nordea Mobile and Netbank. There you can also easily change your card’s security settings as needed.

Select a card that includes the best benefits for you

All our credit cards come with the Priceless benefit that gives you exclusive access to presale concert tickets. Our premium cards also include travel perks and cashback rewards for credit card payments.

Smooth payments

You can easily activate mobile payments and the K-Plussa feature with all our cards. When you pay on credit, you will get a longer payment period and an extra layer of protection in the form of insurance and consumer protection.

Apply for a card in netbank

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Frequently asked questions about credit cards

Annual percentage rate on credit

Note that we charge interest on credit card payments if you don’t pay off your credit balance within 30 days. If you withdraw cash or transfer money to your bank account, we will charge interest starting from the withdrawal date.

Take a look at our example calculations of the annual percentage rate for different credit cards. 

Read more about annual percentage rate

Example calculation for Nordea Platinum

With a Nordea Platinum credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 17% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,632 euros.

The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Example calculation for Nordea Gold

With a Nordea Gold credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 22.1% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,669 euros.

The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Example calculation for Nordea Credit

With a Nordea Credit credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 23.3% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and the monthly fee for the card is 2.99 euros. The estimated total cost of the credit is 1,677 euros. 

The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

Example calculation for Stockmann Mastercard

Stockmann Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 22,5% and the price of credit is 1,671 euros, when the nominal interest rate is the 3-month Euribor (04/2025) + 12.5% and the monthly account management fee of 4 euros have been taken into account. Stockmann Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 1,500–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.