When you make purchases with any Nordea Mastercard credit card, you get a 30-day interest-free payment period on average for the items you buy with no extra charges, two instalment-free months per year as well as many other useful features.
You can see the features and benefits of our credit cards in detail in the comparison table.
Compare our cardsYou can apply for a Nordea Gold credit card for students if you’re 18 or older and have been admitted to study in a university or a university of applied sciences. The credit limit is 2,000 euros.
Stockmann Mastercard is a convenient way to make use of Stockmann’s loyal customer programme benefits. You can apply for a credit limit between 1,500 and 10,000 euros.
You can apply for a higher credit limit or adjust other features of your credit card in Nordea Mobile and Netbank. There you can also easily change your card’s security settings as needed.
All our credit cards come with the Priceless benefit that gives you exclusive access to presale concert tickets. Our premium cards also include travel perks and cashback rewards for credit card payments.
You can easily activate mobile payments and the K-Plussa feature with all our cards. When you pay on credit, you will get a longer payment period and an extra layer of protection in the form of insurance and consumer protection.
Note that we charge interest on credit card payments if you don’t pay off your credit balance within 30 days. However, if you use your credit account to withdraw cash or transfer money to your bank account, we will charge interest starting from the withdrawal date.
Read on to find our example calculations of the annual percentage rate for different credit cards. Besides interest expenses, the calculations include the fees charged for the credit facility, which makes them useful if you want to compare the costs of different loans and credit facilities.
With a Nordea Platinum credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 12.1% when the 3-month Euribor reference rate is 1.98% (June 2025), the monthly account management fee is 0 euros, you have opted for the free e-invoice and repay the credit in 12 monthly instalments (133 euros). The estimated total cost of the credit is 1,595 euros. The calculation assumes that the monthly fee is 0 euros. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
With a Nordea Gold credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 12,52% when the 3-month Euribor reference rate is 2,36% (04/2025), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (139 euros). The estimated total cost of the credit is 1,598 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Gold Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
With a Nordea Credit credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 13,64 % when the 3-month Euribor reference rate is 2,36 % (04/2025), the monthly account management fee is 4.50 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (140 euros). The estimated total cost of the credit is 1,606.50 euros. The calculation assumes that the customer has a Mobile Plus or Basic package and therefore gets the card with no monthly or annual fee. Nordea Credit Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
Stockmann Mastercard is an international charge and credit card. The annual percentage rate of charge on 1,500 euros of outstanding credit is 22,5% and the price of credit is 1,671 euros, when the nominal interest rate is the 3-month Euribor (04/2025) + 12.5% and the monthly account management fee of 4 euros have been taken into account. Stockmann Mastercard is a continuous credit facility which is valid until further notice, with a credit limit of 1,500–10,000 euros. The credit is granted by Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
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