Credit or Debit?
When you pay with a debit card, the purchase or cash withdrawal is debited to your bank account. When you pay with a credit card, the purchase or cash withdrawal is debited on a credit card invoice. When you pay with a combination card, you must select whether you want your purchases and cash withdrawals debited to your credit facility (credit) or directly to your bank account (debit).
Payments at payment terminals
- Insert the card into the chip card reader.
- Select whether the amount is charged to your credit facility or to your bank account (credit/debit).
- Check the total sum of the purchase.
- Accept the payment by keying in your PIN and pressing OK/Enter. The PIN replaces your signature.
The payment terminal signals whether your payment was successful either with a light, text or beep.
Contactless payments with combination cards
The contactless payment feature is included in all new and renewed cards issued by Nordea. Contactless payments allow you to pay for purchases below 50 euros by taking your card within a distance of a few centimetres from the payment terminal.
Contactless payments made with Nordea combination cards are always charged to the customer’s bank account, except with Finnair Plus and Stockmann Mastercard combination cards. Contactless payments made with these cards and with credit cards are always charged to the credit facility.
Tip: You can also pay your purchases exceeding 50 euros without touching the payment terminal if you attach smart payments to your card and pay the purchases with a smartphone, smartwatch or some other smart device. Read more about mobile payments!