Lower prices and unique flexibility to your loans

As a Value Customer, you’ll enjoy the extensive range of customer benefits available to all Nordea customers, along with a set of exclusive perks designed especially for our Value Customers. 

Benefits will be updated on 1 May 2026 with the launch of our updated Loyalty Programme.

  • Daily banking services at an affordable package price or even for free.
  • Free FlexiPayment feature that allows you to adjust your monthly home loan payment flexibly in Nordea Mobile and Netbank.
  • You can get a payment holiday of six months free of charge during parental leave.
  • FlexiCredit – unsecured loan with a lower margin.
  • 50% off the price of the Streamer service for stock market tracking.

You’ll also get the benefits available to all Nordea customers, such as discounts on insurance policies and investment services.

See all your benefits

Value Customer

How can I become a Value Customer

You qualify as a Value Customer when you have

  • more than 30,000 euros in savings and investments or
  • a home loan or other secured loan from Nordea.

If you or your family have more savings or loans, see if you qualify as a Premium Customer.

Read more about Premium Customers

Daily banking services for free or for less than a euro per month

As our Value Customer, you can get daily banking services for free or at a low package price. 

Your service package can include 1 or 2 payment cards based on your needs, online banking credentials and one or more current accounts.

You get the package price when you choose us for all your banking needs and your regular income, such as your salary or pension, is paid to your account with Nordea.

Examples of our service packages for Value Customers:

  • Gold package including a Nordea Gold and a Nordea Debit card for 0.99 euros per month (without a package 12.57 euros per month).
  • Blue package including a Nordea Credit and a Nordea Debit card for 0 euros per month (without a package 9.57 euros per month).

The prices shown without a package are based on our standard tariff and assume one current account.

See our service packages

Earn cashback on purchases made with a Nordea Gold card

As our Value Customer, you get the most value for money with the Gold package. The package includes a Nordea Gold card with travel insurance and cashback on purchases you pay with your card’s credit facility.

Discover Nordea Gold

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