Skip menuLog in to Nordea NetbankLog in to Nordea Business

Make the most of your home loan benefits

A Nordea home loan automatically comes with several benefits, such as:

  • FlexiPayment, a unique feature available only from Nordea
  • a 15% discount on Nordea MyLife personal insurance plus a 5% payment method discount when you pay your insurance premium together with your monthly home loan payment
  • a free six-month payment holiday during parental leave.

In addition, you’ll have access to a wide range of daily banking services, with the essential ones available at a low package price or even for free. With our award-winning mobile banking app, you can easily manage all your daily banking and request changes to your home loan whenever your needs change. 

Note that FlexiPayment is not available for loans that have a state guarantee, an interest subsidy or a fixed interest rate.

Read more about making changes to your home loan

Use the unique FlexiPayment feature

House with stack of coins - 640X360With FlexiPayment, you can decrease or increase your upcoming loan instalment at no extra cost. You choose whether to only pay the interest and monthly fees or also part of the instalment.

Read more about FlexiPayment

Free payment holiday for people on parental leave

You can get a payment holiday of up to six months free of charge if you apply for one when you’re on parental leave. During the payment holiday, you only pay interest and expenses on your home loan.

Read more about the benefit

Discounts on personal insurance

Insurance Umbrella icon - 640x360

When you have a home loan with us, you get a 15% ongoing discount on personal insurance policies. You can also get an additional 5% payment method discount if you choose to pay your insurance premium together with your loan payment.

Read more and get a quote

The idea of a better Loyalty Programme

The more you do your daily banking with us, the more valuable benefits you’ll have access to. If you have a home loan from us, you qualify either as a Value Customer or a Premium Customer depending on how much you bank with us.

More benefits to loyal customers

Value Customer 

Advertising - Mom and daughter at the sofa - small

You qualify as a Value Customer when you have a home loan with us or savings and investments totalling over 30,000 euros.

Examples of your benefits:

  • Nordea Gold card with cashback and other daily banking services for an affordable package price
  • Free FlexiPayment that allows you to adjust your monthly home loan payment without asking us first
  • Unsecured FlexiCredit with a lower margin

Read more about our benefits for Value Customers

Best benefits for the whole family

Premium Customer

Tech savvy woman on couch with mobil2 - Small

You qualify as a Premium Customer if you or your family have combined savings and investments of at least 100,000 euros or a home loan of 400,000 euros or more plus investments.

Examples of your benefits:

  • First-class Nordea Platinum card and other daily banking services for a competitive package price 
  • A dedicated wealth adviser and access to our Premium Customer Service
  • Affordable legal services for wealth management

Read more about our benefits for Premium Customers

Need help?

Personal customers