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Why should I move my home loan to Nordea?

Have you considered switching to a new bank? Maybe you’ve already asked for offers to replace your current home loan? If you move your home loan to us, you can take advantage of these benefits and more: 

  • Free FlexiPayment feature that allows you to adjust your due monthly home loan payments flexibly in Nordea Mobile and Netbank without asking us.
  • Gold package with the cashback benefit for less than one euro per month or Blue package with daily banking services free of charge. 
  • 15% discount on Nordea MyLife personal insurance plus a 5% payment method discount when you pay your insurance premium together with your monthly home loan payment.
  • 25% discount on your first insurance period if you take out a new home insurance policy from If.
  • You can get unsecured FlexiCredit with a lower margin.

In addition, you might be able to reduce the monthly payment on your home loan, because our flexible home loan can have a repayment period of up to 40 years. Note that FlexiPayment is not available for loans that have a state guarantee, an interest subsidy or a fixed interest rate.

Home insurance policies are issued by If P&C Insurance Ltd (publ), branch in Finland, and MyLife personal insurance policies are jointly issued by Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd. Nordea Bank Abp acts as an agent for If P&C Insurance Ltd (publ), branch in Finland, Nordea Life Assurance Finland Ltd and Nordea Insurance Finland Ltd.

How to move your home loan to us

You can start the process of moving your home loan to us by getting an offer from us. 

  1. The transfer of your home loan can begin once you submit a home loan application to us.
  2. We will invite you to a loan negotiation and you will receive a preliminary loan offer from us. We will also agree with you on how and when your loan will be moved. 
  3. We will finalise the details of your new home loan once you decide to take it out from us.
  4. After you have signed the loan agreements, we will handle everything with your other bank. We will pay off your old loan and set up a new loan for you. If you wish, we can also transfer all your other services as well.

Make a preliminary calculation and apply

Read about our home loans

Can I move my ASP loan to Nordea?

You can also move an ASP loan you have with another bank to us. Start by filling in our home loan application online. After that, we will invite you to a loan negotiation where we will tell you more about how the move will proceed.

If you currently have an ASP account with another bank and you are planning to apply for a home loan, you can apply for the ASP loan from us. Just fill in our home loan application online. We will then contact you to discuss your ASP savings. If you decide to take the home loan from us, we will move your ASP account to us and help you with the practical arrangements.

Read more about ASP loans

How can I move a joint loan to Nordea?

If you have a joint loan with another person, you can move it to us together. Select in the home loan application that you are applying for the new loan together.

If you have separate home loans, one of you can move their loan to us without the other one needing to do the same. Remember, though, that it’s usually easier to manage loans related to the same property when the loans and collateral are with the same bank.

Read more about joint home loans

Get the most out of your other benefits when you have a home loan with Nordea

The more daily banking you do with us, the more valuable benefits you’ll have access to. If you have a home loan from us, you qualify either as a Value Customer or a Premium Customer depending on how much you bank with us.

Read more about Nordea’s Loyalty Programme

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