How to become a customer and set up your first services online

We are gradually rolling out a new application form, so you will see either the new form or the one we have been using so far. Both application forms provide a secure way to become our customer.

Read more about the new application form  

You can sign up as a Nordea customer online if:

  • you are an adult residing in Finland
  • you have a valid Finnish passport or identity card
  • you have online banking credentials from another Finnish bank
  • you have a Finnish phone number
  • you have a clean credit record.

Please note that for the time being, you can’t access either application form with online banking credentials from POP Bank. If you are unable to sign up as a customer online for this or some other reason, please book an appointment at a Nordea branch by contacting us.

Before you submit your application

1. Fill in the application and choose your services

Log in to the online application form using another Finnish bank’s online banking credentials. 

  • Make sure you have a moment to fill in your details.  
  • All services available in the application are free of charge for the first three months. You can also get a Nordea Debit card in addition to online banking credentials and accounts.  

Set up these services by filling in the application form

We will set up a current account and Nordea access codes for you automatically when you become a customer. We recommend that you order a Nordea Debit card for your new current account.  

With the old application form you can still apply for a PerkAccount, which is a good option for regular saving and building a financial buffer.

Read more about our services:

After you have submitted your application

2. You will receive an SMS and access to our services

We will process your request to become a customer within a few banking days. 

  • Once we have approved your application, you’ll receive an SMS in which we ask you to log in again to the application. 
  • After you’ve done this, you’ll receive a Nordea user ID, which you will need to do your banking. 

3. Download the Nordea ID app

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In addition to your user ID, you also need the Nordea ID app or another means of identification in order to get the Nordea access codes. 

  • When strong identification is required, the Nordea ID app is the fastest and easiest means of identification for most people. 
  • Alternatively, you can order from us a Nordea ID device or a Nordea ID Talk Device intended for our visually impaired customers.

Explore Nordea ID app

Learn more about Nordea ID device

4. Start using Nordea Mobile

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When you have Nordea access codes, you can log in to Nordea Mobile or Netbank. 

  • If you have not downloaded Nordea Mobile yet, you can do it after you have received your Nordea access codes.
  • As a Nordea Mobile user, you can get your daily banking services at a low package price. If you are 65 or older, you don't need to use our mobile banking app to qualify for a service package.

Discover Nordea Mobile

Read more about our service packages

Frequently asked questions

Take advantage of Nordea’s comprehensive benefits right away

Our Loyalty Programme is designed to encourage you to build your wealth in every phase of your life. The more you bank with us, the more benefits you will get.

  • As soon as you become our customer, you will get daily banking services free of charge for 3 months. Your services will continue to be affordable when you transfer your banking to us.
  • If you already have a home loan or savings, you should transfer them to Nordea because they could help you become our Value or Premium Customer, giving you hundreds of euros in benefits every year.
  • We offer free investment advice and benefits on insurance to all of our customers. Our customers aged 18 to 27 also enjoy special benefits on our investment services.

Explore Nordea’s Loyalty Programme