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Earn Plussa points with your card
You can add the K-Plussa feature to all our payment cards, allowing you to earn Plussa points while using your Nordea card.
You can always add K-Plussa to a new card for free. It’s also possible to add this feature to an existing card free of charge if you do so during a limited-time offer.
All your Nordea cards on your phone
You will always have your Nordea cards with you if you add them to your phone or other smart device.
Mobile payments are safe and handy and can be used in physical and online stores alike. You can add both sides of your combination card to your phone and charge payments to either your bank account or credit card.
Quick and easy payments with Click to Pay
Click to Pay is a new way to pay for online purchases quickly, easily and safely.
When you pay with Click to Pay, you won’t need your card number and your card details are not saved with the payment.
Benefits included in all Nordea credit cards
Exclusive access to presale tickets for events and concerts
Mastercard’s Priceless programme gives you exclusive access to presale tickets for events and concerts.
You can also take advantage of an ever-changing range of other Priceless benefits.
Additional cover for items you buy for your home
Product Safety Insurance gives you additional cover for the products you purchase for your home or holiday home.
The insurance is valid when you pay for the product using your card’s credit facility.
30-day payment period for your purchases
Get an interest-free payment period of 30 days on average for all the purchases you make using your credit card.
This means that your credit balance won’t accrue interest if you repay it within 30 days.
Benefits included in our premium credit cards
Earn cashback
You will get a cashback reward of 0.5% on all the purchases you pay for using the credit facility of your Nordea Gold or Platinum card.
With Nordea Platinum, you will also receive 0.7% in cashback on purchases made in foreign currencies outside the euro area.
Protection for the whole family on trips
Travel insurance included in Nordea Gold and Platinum covers you and your accompanying family members.
The travel insurance included in Nordea Platinum also covers trips in Finland and is valid even if you don’t pay for your trip with your card.
Enhanced airport experience
As a Nordea Platinum holder, you are entitled to 6 free visits a year to Priority Pass lounges at airports.
You can also use the Fast Track service that lets you skip the queues at security check using a separate priority lane.
Which credit card is right for you?
You can see the features and benefits of our credit cards in detail in the comparison table.
Compare our cardsAnnual percentage rate on credit
Note that we charge interest on credit card payments if you don’t pay off your credit balance within 30 days. If you withdraw cash or transfer money to your bank account, we will charge interest starting from the withdrawal date.
Take a look at our example calculations of the annual percentage rate for different credit cards.
Example calculation for Nordea Gold
With a Nordea Gold credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 22.1% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,669 euros.
The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
Example calculation for Nordea Platinum
With a Nordea Platinum credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 17% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and pay 2.99 euros per month for the credit facility. The calculation does not include any additional services included in the total monthly fee for the card. The estimated total cost of the credit is 1,632 euros.
The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
Example calculation for Nordea Credit
With a Nordea Credit credit card, the annual percentage rate for an outstanding credit balance of 1,500 euros is 23.3% when the 3-month Euribor reference rate is 2.08% (April 2026). The calculation assumes that you have opted for the free e-invoice, repay the credit in 12 monthly instalments (133 euros) and the monthly fee for the card is 2.99 euros. The estimated total cost of the credit is 1,677 euros.
The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.
