I want to apply for a new Nordea Premium card or increase the credit limit on my existing Nordea Premium card

You can edit the instalment percentage, due date and instalment-free months in Nordea Mobile and Netbank. Select your card and then 'Edit credit'. The changes will take effect in the next invoicing period at the earliest.

• You must make payments monthly, and interest on the credit is included in the monthly payment.
• You can have two instalment-free months every year and you can repay a part or all of the credit early. An instalment-free month will extend the repayment period, while an overpayment will shorten it. Interest expenses for instalment-free months will be added to the following month's invoice.
• The credit linked to the card is valid until further notice.

With a Nordea Premium credit card, the actual annual percentage rate of charge for an outstanding credit balance of 1,500 euros is 30,16 % when the 3-month Euribor reference rate is 2,36 % (04/2025), the monthly account management fee is 4.50 euros, the annual fee for the principal card is 90 euros, the customer has opted for the free e-invoice and repays the credit in 12 monthly instalments (145 euros). The estimated total cost of the credit is 1,725 euros. Nordea Premium Mastercard is an international charge and credit card and a continuous credit facility which is valid until further notice. The creditor is Nordea Bank Abp, Satamaradankatu 5, Helsinki, or Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki.

We will contact you when we start processing your application. We will let you know if your application is rejected based on your credit record.

You have the right to withdraw from the credit agreement within 14 calendar days of an accepted credit application.

Further information on your right to withdraw from the credit agreement is included in the credit account terms and conditions (clause 25).

The credit account terms and conditions and the credit agreement also contain general information about fees charged for the services you have ordered. In addition, these documents contain information about the conditions for changing the costs of the credit agreement, about authorities supervising the activities of credit institutions, about authorities settling disputes, about appeal and legal protection procedures and about applicable legislation.