15-year-olds are entitled to open basic banking services
From the age of 15 minors can open a disposal account for their own income without their guardians’ consent. Their income may include salary earnings, a study grant or weekly allowance, for example.
A minor can apply for a Nordea Electron card to be linked to the account they have opened. In addition, a minor can independently conclude a Netbank agreement if the only account linked to the agreement is an account they have opened. Other accounts may also be linked to the minor’s Netbank with the consent of their guardians.
If a minor has online banking codes, they can open an account and apply for a card by contacting Nordea Customer Service. If they do not have online banking codes, they can open these services by visiting their nearest branch.
Guardians are not allowed to use an account opened by a minor without the minor’s permission.