Nordea Debit is a secure debit card for a child because the account balance is checked every time they pay with the card. In addition, you as the guardians get to set daily limits for withdrawals and purchases made with the card and geographical restrictions on the card. You will also decide whether your child’s card can be used for online payments. To change these settings, please contact Nordea Customer Service.

If you apply for a Nordea Debit debit card for your child online, a new disposal account will automatically be opened and the card will be linked to this account. If your child already has a disposal account to which you want to link a new card, please order the card by calling Nordea Customer Service.

Minors can also have a parallel card to their parent’s credit card with the consent of both parents. You can order the parallel card for your child when they have turned 15, have their own account and are living in the same household with the principal card holder. If your child has online banking codes, you can apply for the parallel card by calling Nordea Customer Service, tel 0200 70 000. If they do not have online banking codes, you can order the card in branch.

A minor can have an online banking agreement with us with their guardians’ consent. The agreement can be concluded online or through Nordea Customer Service after the guardians have approved the agreement with their identities verified with their Nordea access codes. 

E-identification (strong electronic identification) allows minors to access third-party online services, such as My Studyinfo and OmaKela. The guardian (or if there are two guardians, both guardians together) will need to assess whether a child is ready to use Nordea access codes independently.  Children usually start using services requiring e-identification (strong electronic identification) independently when they are about 12 years old.

The guardian must give their consent before we can set up e-identification for a minor. If a child has two guardians, they are both required to give their consent. Setting up e-identification always requires a visit to our branch. We recommend that both the guardian and the child visit the branch together. If the child has two guardians, the guardian who comes to the branch must have a power of attorney from the other guardian. Alternatively, the guardians may give their consent in advance through Nordea Customer Service if the child visits the branch alone.