Banking for children

Nordea offers a wide selection of banking services for minors. Read more about our services.

Bank accounts for children

A bank account gives your child the foundation for learning financial skills and for saving. You can open a PerkAccount or a current account for your child online.

Read more about bank accounts for children

Debit card for your child

Having a debit card brings many benefits to your child. The child can manage their daily spending better and learn financial skills.

Read more about debit cards for children

Nordea access codes for your child

By having personal access codes, your child can use Nordea Mobile and Netbank. This allows your child to check their account balance and easily see how they spend their money.

Read more about access codes for your child

Saving for your children

It’s always a good time to start saving for your child! Learn more about your options and book a free meeting to get started.

Read more about saving for your children

On the cusp of adulthood

Many things change when a young person turns 18 – also regarding their banking services.

Read more about banking services for people aged 18 or older

Secure and easy services for your child

Read more about what services and apps your child can use for digital banking and payments.

Digital daily services

  • The guardians can get Nordea access codes for their child, allowing them to log in to Nordea Mobile and Netbank. If e-identification has been added separately to the child’s access codes, the child can log in to various services provided by third parties, such as MyKanta. Read more about access codes and e-identification.
  • The Nordea ID app is a key to many digital services. With the Nordea ID app, your child can securely and conveniently verify their identity in Nordea’s and other service providers’ services (such as My Studyinfo and Kela’s e-Services). Read more about the Nordea ID app.
  • In Nordea Mobile, your child can see their account balance or block their lost card, for example. Learn more about the Nordea Mobile banking app.

Payments

Our Nordea Visa Debit card is suitable as the first payment card for your child. The guardians can order a Nordea Debit card for the child through our online service. Read more about Nordea Debit.

The guardians can also set up digital payment services for their child if you so decide. The child can start using digital services if they have online banking credentials.

  • Apple Pay, Google Pay and Samsung Pay allow your child to pay with their phone. Your child will need both guardians’ permission to add their debit card to a mobile payment app and must be over the minimum age to use the app. Read more about mobile payments.
  • The Siirto app enables your child to make quick and easy transfers based on phone numbers. With the Siirto app, your child can transfer small amounts of money to their friends as necessary. Read more about the Siirto app.

Open banking services for your child online

You can open an account, apply for a debit card and set up Nordea access codes for your child online. These services are free for children.

How to open banking services for your child