Repayment method affects your monthly payment, loan period and interest expenses
The repayment method of your home loan means the way you will repay your loan. You will select the method when you negotiate on a loan with us. The interest on your home loan changes when the value of the reference rate changes, which will affect either your monthly payment or loan period, depending on the repayment method you have chosen.
Since the monthly payment always includes the instalment and interest in a certain proportion, the choice of repayment method also decides this proportion and affects the interest expenses accruing during the loan period.